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Senior Residential Mortgage Underwriter

Job in Toronto, Ontario, M3C 0C1, Canada
Listing for: Questrade Financial Group
Full Time position
Listed on 2026-11-02
Job specializations:
  • Finance & Banking
    Risk Manager/Analyst, Underwriter, Mortgage Loan Originator / Advisor, Credit Analyst
Salary/Wage Range or Industry Benchmark: 80000 - 90000 CAD Yearly CAD 80000.00 90000.00 YEAR
Job Description & How to Apply Below

Lead residential mortgage adjudication with Questbank policies, risk judgment, and documentation expertise in Questrade Financial Group’s hybrid workplace. Shape portfolio growth through sound decisions.

As Senior Residential Mortgage Underwriter, you manage the full credit adjudication process from application decisioning through mortgage-condition fulfillment. The work includes exception management, pricing determinations, documentation review, and service-target delivery. You will support Residential Lending growth and profitability while partnering with Partner Experience, Credit Quality Assurance, and Funding teams.

Key Responsibilities:
  • Negotiate, structure, and evaluate residential mortgage applications
  • Manage portfolio risk within authorized credit limits
  • Issue mortgage commitments with appropriate conditions
  • Review documents for accuracy, completeness, and AML compliance
  • Manage cases and tasks within Service Level Agreements
Requirements:
  • Minimum five years’ residential origination experience
  • Alternative lending experience preferred
  • Exceptional analytical skills and attention to detail
  • Strong negotiation, sales, and communication skills
  • Working knowledge of Google Workspace applications

Apply your residential underwriting, risk management, and analytical expertise to deliver compliant mortgage decisions at Questbank.

Position Requirements
10+ Years work experience
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