Associate, Commercial National Accounts

Toronto, Ontario, Canada

37.5

Credit Management

$81,600 - $115,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate’s skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Department Overview
The Commercial National Accounts (C.N.A.) provides dedicated relationship coverage to the larger commercial clients across all industry sectors. This client base is primarily designated by size of credit facilities being larger than $25 million and/or annual sales being greater than $250 million. It also encompasses all commercial clients with syndicated credit facilities.

Job Description
This is an exciting entry level opportunity within the Commercial National Accounts group within Commercial Banking. You’ll mentor with a team of experts that put together deals for clients with complex and diverse credit and deposit/cash management requirements.

Your first 12 to 18 months will include on-site coaching, as well as several classroom courses designed to
prepare you for a Associate Director position within CNA, including exposure to:

• Credit underwriting for a portfolio of a designated Relationship Manager.
• Growing the portfolio by structuring competitive packages while maintaining credit quality.
• Recommending credits to Associate Vice President / Director Credit Execution.
• Monitoring portfolio and ensuring it is managed against overall target.
• Developing industry policies with Relationship Manager and provide syndication expertise.
• Actively involved in monitoring and control processes for the portfolio to ensure the necessary processes are completed in a timely manner.

Education/Accreditations:
An undergraduate or graduate degree in Business, Economics, Finance or other quantitative discipline. MBA or CFA would be an asset

• Previous experience in Commercial Banking as an Analyst would be an asset.
• Experience with large accounts will definitely be advantageous.
• Ability to travel as required
• Very solid credit, analytical and problem solving skills
• Financial modeling experience would be an asset
• Excellent communication and organizational skills
• Strong team player, with an ability to work independently

TD is one of the world’s leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience.

TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

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