Senior Analyst, Credit Strategy
Final date to receive applications:
02/26/2026Address:
33 Dundas Street WestJob Family Group:
Audit, Risk & ComplianceJoin a pioneering team shaping the future of Canadian Retail Credit Strategies.
We’re building next-generation, end-to-end credit solutions that span the entire lifecycle—from acquisition and account management to collections—anchored in a holistic Lending Decision Strategy and aligned with Canadian Personal & Business Banking (P&BB) priorities.
Our approach combines cutting-edge decisioning software, advanced decision trees, and innovative credit models to deliver smarter, faster, and more customer-centric outcomes. This is your opportunity to influence credit cycles using modern modeling techniques and best-in-class decisioning applications, all within a high-performance, customer-focused environment.
If you’re passionate about leveraging data, technology, and strategy to transform lending decisions and drive meaningful impact across Canadian P&BB, this is the team for you.
Role Overview
Join a high-impact team where data meets business strategy. As a Senior Analyst on the Credit Strategy team, you will be designing and optimizing credit risk strategies that drive performance across a major retail portfolio. Your insights will directly influence decision-making, risk appetite, and business outcomes. This is a unique opportunity to blend analytical rigor with strategic thinking in a collaborative, fast-paced environment.
At BMO, we’re more than a bank—we’re a purpose-driven organization committed to Boldly Grow the Good in business and life. As one of North America’s top ten banks, we foster an inclusive, high-performing culture built on integrity, empathy, and innovation. Our Employee Value Proposition centers on personalized career development, competitive rewards, and holistic well-being—mental, physical, social, and financial. We empower our people to shape their future through continuous learning, flexible work arrangements, and vibrant Employee Resource Groups.
Key Responsibilities
Leverage advanced analytics and business rules to build and refine credit decision strategies that balance growth and risk.
Analyze performance trends, uncover emerging risks, and summarize statistical findings to support decision-making.
Develop intuitive dashboards and reports that translate complex data into actionable business intelligence for stakeholders.
Partner with teams in systems, finance, product, and risk to align strategy execution
Respond to ad hoc requests with precision and speed, helping leaders make informed decisions.
Participate in validation testing and change management to ensure strategies align with enterprise risk appetite.
Support documentation preparation for audits, reviews, and governance forums.
Monitor market dynamics, emerging credit trends to keep strategies future-ready.
Proactively explore new data, seek innovative approaches to strategy development, to refine and evolve your thinking.
Qualifications
Graduate degree in Economics, Business Management, Engineering, Mathematics, Finance, Data Science, or a related field; advanced degree preferred.
Experience in credit risk, analytics, or a related discipline is preferred
Proficiency in data tools and programming languages such as SAS, SQL, Python, or R.
Strong understanding of credit products and risk management principles.
Exceptional communication skills and a collaborative mindset.
Ability to manage multiple priorities independently in a dynamic environment.
What we Offer
Your work will directly shape credit decisions for a critical business segment.
Be part of a team that values curiosity, creativity, and continuous improvement.
Work with passionate professionals who support each other and celebrate success.
Gain exposure to senior leaders and strategic initiatives that fast-track your development.
#Future Of Retail Lending
Salary:
$56,000.00 - $Pay Type:
SalariedThe above represents BMO Financial Group’s pay range and type.
Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on…
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