Manager, Credit Strategy, Consumer Credit Cards
Job in
Toronto, Ontario, M5A, Canada
Listing for:
BMO
Part Time
position
Listed on 2026-02-17
Job specializations:
-
IT/Tech
Business Systems/ Tech Analyst, Data Analyst, Data Science Manager
Salary/Wage Range or Industry Benchmark: 69000 CAD Yearly
CAD
69000.00
YEAR
Job Description & How to Apply Below
Final date to receive applications:
02/26/2026
Address:
33 Dundas Street West
Job Family Group:
Audit, Risk & Compliance
Role Summary
Join a high-impact team at the forefront of strategic credit decisioning. As a Manager within BMO’s Credit Strategy team, you’ll be instrumental in shaping data-driven risk strategies that elevate portfolio performance and unlock enterprise value. This is a unique opportunity to lead transformative initiatives, optimize Return on Equity (ROE), and collaborate with senior stakeholders to deliver innovative, customer-centric solutions that balance growth, risk, and profitability.
At BMO, we’re more than a bank—we’re a purpose-driven organization committed to Boldly Grow the Good in business and life. As one of North America’s top ten banks, we foster an inclusive, high-performing culture built on integrity, empathy, and innovation. Our Employee Value Proposition centers on personalized career development, competitive rewards, and holistic well-being—mental, physical, social, and financial. We empower our people to shape their future through continuous learning, flexible work arrangements, and vibrant Employee Resource Groups.
Key Responsibilities
Strategic Oversight & Risk Alignment
Oversee the development and execution of credit strategies for the consumer credit card portfolio, ensuring alignment with enterprise risk appetite, regulatory standards, and governance frameworks.Monitor strategy performance and drive timely enhancements based on data-driven insights.Ensure consistency, quality, and compliance in strategy design, documentation, and implementation.Support audit and governance activities through analysis, reporting, and stakeholder engagement.Portfolio Optimization
Develop predictive models, business rules, and analytics to drive portfolio growth and resilience.Conduct deep-dive statistical analyses to uncover trends, risks, and opportunities—translating insights into actionable recommendations for senior leadership.Ensure end-to-end delivery of high-impact projects aligned to business goals.Stakeholder Engagement
Serve as a strategic advisor to cross-functional teams including credit, finance, product, and operations.Support change management efforts, including readiness assessments, testing, and implementation of new strategies.Innovation & Thought Leadership
Stay ahead of industry trends, regulatory shifts, and competitive dynamics to inform strategy.Contribute to a culture of innovation and continuous improvement in credit strategy development.Qualifications
Graduate degree in Economics, Business, Engineering, Mathematics, Finance, Data Science, or a related discipline.3+ years of experience in credit strategy development, risk analytics, portfolio management or related analytics field.Strong understanding of credit products, risk systems, and regulatory frameworks.Proven track record of leading cross-functional initiatives and delivering strategic outcomes.Expertise in ROE analysis and implementing strategies that enhance financial performance.Advanced technical skills in SAS, SQL, Python, or R.Exceptional communication and stakeholder engagement skills, with the ability to influence across business lines.High initiative, adaptability, and ownership in a dynamic, fast-paced environment.What You’ll Gain
A strategic leadership role with direct impact on credit decisions and portfolio performance.Opportunities to lead high-visibility projects and shape enterprise-wide strategies.A collaborative, inclusive culture that values innovation, integrity, and continuous learning.Exposure to senior leadership and cross-functional teams across the organization.A platform to accelerate your career in a forward-thinking institution committed to excellence and innovation.Salary:
$69,000.00 - $
Pay Type:
Salaried
The above represents BMO Financial Group’s pay range and type.
Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO…
Note that applications are not being accepted from your jurisdiction for this job currently via this jobsite. Candidate preferences are the decision of the Employer or Recruiting Agent, and are controlled by them alone.
To Search, View & Apply for jobs on this site that accept applications from your location or country, tap here to make a Search:
Search for further Jobs Here:
