Sr. Business Systems Analyst

Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Technology Solutions Pay Details:$81,600 - $115,200 CADThis role is eligible for a discretionary variable compensation award that considers business and individual performance.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Department Overview The Credit Origination & Funding Product Group is responsible for delivering innovative, scalable, and customer-focused lending solutions that support the end-to-end credit lifecycle across TD. Our teams partner closely with Product Owners, Technology, Architecture, Quality Engineering, Operations, Risk, and Compliance to enable secure, efficient, and compliant credit origination and funding experiences for customers and colleagues.

As a valued member of our team, you will help shape strategic lending capabilities, drive business and technology transformation, and contribute to products that have enterprise-wide impact. You will work alongside cross-functional Agile PODs to ensure business objectives are translated into high-quality solutions that deliver measurable value.

Job Accountabilities
- What You'll DoAs a Senior Business Systems Analyst, you will be a key member of an Agile Product Delivery team, serving as the bridge between business stakeholders and technology teams. You will lead requirements analysis, solution definition, backlog readiness, dependency management, and delivery support activities to ensure successful outcomes across the product lifecycle. This role aligns with the BSA POD responsibilities covering intake, analysis, documentation, backlog management, delivery support, governance, and stakeholder collaboration.

Drive Business & Solution Analysis Lead discovery sessions to understand business objectives, customer needs, regulatory requirements, and operational challenges.

Perform end-to-end impact assessments and identify impacted systems, integrations, data flows, and external dependencies.

Define functional requirements, business rules, process flows, API interactions, and solution scope.

Document clear in-scope and out-of-scope requirements to support successful delivery.

Shape Product Backlogs & Drive Delivery Readiness Partner with Product Owners to decompose initiatives and features into epics, user stories, and acceptance criteria.

Create and maintain stories using BDD/Gherkin standards and ensure requirements are clear, complete, and testable.

Facilitate backlog refinement sessions and support story estimation activities.

Maintain end-to-end traceability between business objectives, requirements, stories, dependencies, and delivery outcomes.

Enable Cross-Functional Delivery Collaborate closely with Product Owners, Developers, Architects, and Quality Engineers throughout the delivery lifecycle.

Provide ongoing requirement clarification during sprint execution and support defect triage, solution validation, and scope management.

Ensure stories meet Definition of Ready criteria before sprint commitment and support Definition of Done validation before closure.

Manage Dependencies & Stakeholder Relationships Act as a key point of contact for business and technology stakeholders.

Identify, track, and manage cross-team dependencies, risks, assumptions, and integration impacts.

Facilitate collaboration across Product, Engineering, Operations, Risk, Compliance, and external partner teams.

Escalate delivery risks and issues proactively to support informed decision-making.

Support Governance & Continuous Improvement Ensure…