Applied Machine Learning Scientist

Work Location:

Toronto, Ontario, Canada

Hours:

37.5 Line of Business:
Analytics, Insights, & Artificial Intelligence Pay Details: $105,500 - $125,000 CAD The pay details posted reflect a temporary market premium specific to this role that is reassessed annually. TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role.

The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

We’re looking for a highly motivated Applied Machine Learning Scientist to join our AI2 team. In this role, you’ll drive the development and deployment of ML solutions that power data-driven decision-making across our Business Banking division. You’ll work closely with various teams to bring AI capabilities to life and deliver measurable business impact. This is a unique opportunity work on high-impact initiatives in a fast-growing function.

If you're passionate about solving real-world problems with machine learning and want to make a tangible difference at scale, we'd love to hear from you.

• Develop, deploy, and maintain Predictive and Generative AI models for use cases such as:
  Agentic AI, LLM-based models, Pricing, Anomaly Detection.
• Translate business problems into analytical frameworks and collaborate with cross-functional teams to define success metrics and solution approaches.
• Conduct rigorous model evaluation, documentation, A/B testing, and monitoring to ensure model performance, fairness, and stability in production.
• Communicate complex technical results to non-technical stakeholders and provide actionable insights.
• Stay current with ML research and industry trends to bring innovative approaches into production.

• 2+ years of experience applying machine learning to real-world business problems.
• Proficiency in Python and key ML libraries.
• Experience with structured and unstructured data, feature engineering, and model interpretability techniques.
• Exposure to GenAI or large language models and their practical applications.
• Hands-on experience with model deployment and monitoring in a production environment.
• Strong problem-solving skills and a track record of delivering results in cross-functional teams.
• Undergraduate degree required, advanced technical degree in a STEM field preferred.

• Experience working in financial services or regulated environments.
• Familiarity with causal inference, anomaly detection or agents.

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience.

TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career…