Broker - Property

Property Broker

Do you have demonstrated experience in Property and BI / political violence / Sasria or comparable catastrophe lines? Ready for the next phase in your broking career? Read on!

The Property Broker acts as an essential connection between Aon’s clients and prospects and the insurance markets. This role collaborates closely with Client Managers and other client‑facing colleagues to develop, negotiate and secure a wide variety of property‑related insurance solutions, including:

• Property damage / material damage
• Machinery / equipment breakdown
• Business interruption / loss of profits
• Political violence
• Sasria and related specialist covers

The Property Broker uses strong technical knowledge and market relationships to review, negotiate, and agree on policy wordings, clauses, and terms. These must meet clients’ risk transfer needs and follow Aon and market standards.

At Aon, we shape decisions for the better to protect and enrich the lives of people around the world.

As an organization, we are united through trust as one inclusive team, and we are passionate about helping our colleagues and clients succeed.

Collaborate closely with Client Managers and other client‑facing colleagues to gain insight into clients’ operations, risk profiles, and coverage requirements.

Advise on how property insurance dovetails and integrates with other product lines (e.g., casualty, financial lines, construction).

Support the design of cost‑effective risk transfer solutions that align with client strategy and risk appetite.

Advise on the collection of relevant underwriting and exposure information (e.g., COPE data, values, BI information, risk surveys, engineering reports).

Analyse risk data to determine appropriate risk transfer and placement options.

Determine suitable markets and distribution channels for placement in accordance with Aon security guidelines and any client‑specific requirements.

Develop placement strategies, including marketing plans, target markets, layering structures and alternative programme designs where appropriate.

Prepare and issue broking notes, market submissions, quote comparisons and placement documentation for both renewals and new business.

Negotiate terms, conditions, limits, deductibles, pricing and capacity with insurers to achieve optimal outcomes for clients.

Review, negotiate and finalize policy wordings, endorsements and clauses with insurers and clients, ensuring clarity, accuracy and alignment with the agreed coverage intent.

Ensure timely issuance of policies, endorsements, cover notes and other contractual documentation.

Provide technical advice to colleagues and, when required, directly to clients on:

• Placement design and structuring
• Available coverage and market capacity
• Pricing trends and underwriting appetite
• Potential coverage enhancements and alternative solutions
• Market changes, developments and emerging risks

Maintain up‑to‑date knowledge of property, BI, political violence and Sasria wordings, and relevant legal / regulatory developments impacting these products.

Build and maintain strong working relationships with key insurers and underwriting partners.

Develop and sustain effective internal relationships across Aon, including:

• Client Management
• Aon Re
• Aon Risk Consulting and Risk Engineering
• New Business / Sales teams
• Aon Global Client Network (AGCN)
• Aon Global Broking Centre and other specialist hubs

Demonstrate an understanding of broader Aon, departmental and team strategies and how Property Broking contributes to them.

Maintain awareness of all relevant Aon SPS products, facilities, panels and tools, and utilise them appropriately in programme design and placement.

Apply Aon’s policies, procedures, compliance standards and governance requirements in all broking activities.

Accurately maintain management information, files and records (including placement data, correspondence and documentation)…