Data Scientist

Position: Data Scientist I
Work Location  Montréal, Quebec, Canada
Hours  35
Line of Business  Analytics, Insights, & Artificial Intelligence
Pay Details  66 800 $/$66,800 - 94 300$/$94,300 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate s skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description  TD Insurance is part of TD Bank Group, one of Canada s largest financial institutions. TD Insurance helps protect clients from the  accidents of life  with a wide range of products including credit protection, life, health, travel, home and auto insurance. With more than three million clients, TD Insurance authorized products and services are available online, over the phone, and through a network of more than 1,000 TD Canada Trust branches.
In Canada, we have two lines of business, General Insurance and Life and Health. Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number one provider of critical illness insurance and direct life and health insurance in Canada.
At TD Insurance, we are committed to fostering an inclusive, accessible environment. With a Canada-wide workforce of over 4,000 employees and offices in Atlantic Canada, Quebec, Ontario and Alberta, our company is always growing and can help you to grow. TD Insurance offers a stable and dynamic work environment where talent is appreciated, and professional development is taken seriously. More than just a job, we offer rewarding careers.

Job Description  The TD Insurance AI2 team has the mandate to provide business intelligence using advanced analytical techniques such as machine learning and artificial intelligence (AI) models. This group is responsible for doing in-depth analysis to better understand claim payments, client or advisor behaviors, product design and a lot more. This group is also responsible to develop, maintain and calibrate all models used within TD Insurance, including but not limited to loss cost models and customer behavior models.
Within this team, the Underwriting Analytics function is a multidisciplinary team that is dedicated to developing and maintaining underwriting models, rules and guidelines. The team is composed of Actuarial Analysts whose primary task is to gather and analyses data to develop schemes and predictive models that will refine TDI s risk appetite. Collaboration with Underwriting Specialists is also essential; their main role to determine underwriting rules that will respect the government s regulatory guidelines, while being clear and easy to apply for advisors.
Main tasks of the Data Scientist, Underwriting Analytics:
Using state-of-the-art predictive modelling techniques (GLM, GBM, ...) to refine segmentation models and underwriting rules for the general insurance automobile and residential products for the TD Insurance Canadian market
Provide expertise on mathematical concepts for the broader analytics team and inspire the adoption of advanced analytics and machine learning across the organization.
Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques.
Pushing forward the knowledge of the client s expected risk and profitability to the business by leveraging insight and making data-driven decisions
Execution and presentation of numerous underwriting analyses aiming to support growth and profitability objectives of TD Insurance
Development and maintenance of tools to monitor the evolution of our portfolio
Collaboration with numerous…