Senior Underwriter, Auto

The Senior Underwriter plays an important part in providing Brokers and Clients with services that enhance the positive image of the AXA XL brand. The role therefore requires a significant amount of interaction with Clients, Brokers and internal stakeholders. Working as part of the Toronto Underwriting Team, the role will be focused on securing new business opportunities and managing a renewal portfolio, while providing leading edge solutions for client needs.

What will your essential responsibilities include?

• Manage and underwrite a profitable portfolio of new and renewal Canadian commercial Auto business, including Transportation risks, in line with AXA XL’s underwriting appetite, authority levels, pricing discipline and governance standards.
• Assess Auto risks through detailed review of exposure, fleet composition, loss experience, operations, driver controls, risk management practices and provincial regulatory considerations across Canada.
• Determine appropriate terms, conditions, pricing and coverage structures for Canadian Auto accounts, ensuring alignment with underwriting guidelines, delegated authority, reinsurance requirements and portfolio profitability objectives.
• Drive sustainable growth within the Canadian Auto portfolio by identifying profitable new business opportunities, retaining quality renewals and supporting strategic broker relationships in the Auto and Transportation market.
• Partner with brokers, clients, claims, risk engineering, actuarial, legal and other internal stakeholders to deliver practical insurance solutions and high-quality service for complex Canadian Auto risks.
• Monitor portfolio performance, market trends, loss activity and emerging Auto/Transportation exposures, using underwriting insight and data to support portfolio actions and continuous improvement.

You will report to the Underwriting Manager, Casualty.

We’re looking for someone who has these abilities and skills:

• Extensive commercial Auto underwriting experience
• Transportation class experience.
• University degree
• Has the ability to work in a fast-paced environment and takes the initiative on key tasks
• Thorough knowledge of underwriting guidelines, rating methodologies, reinsurance concept and business processes
• Robust Communication skills

AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it.

How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty.

With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.

Learn more at

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential.

It’s about helping one another — and our business — to move forward and succeed.

• Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
• Robust support for Flexible Working Arrangements
• Enhanced family-friendly leave benefits
• Named to the Diversity Best Practices Index
• Signatory to the UK Women in Finance Charter

Learn more at Inclusion & Diversity at AXA XL | AXA XL. AXA XL is an Equal Opportunity Employer.

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