Intermediate Underwriter, Commercial Lines

Location:

North Bay or Toronto, ON

• Underwrite new business, renewals, and endorsements in accordance with established authority, underwriting guidelines, and service standards.
• Evaluate risk quality, coverage requirements, pricing, terms, and conditions for commercial accounts.
• Develop and maintain strong broker relationships through timely communication and practical underwriting solutions.
• Contribute to portfolio retention and profitable growth through effective negotiation and sound account management.
• Maintain accurate documentation and ensure compliance with internal processes and regulatory requirements.
• Collaborate with internal stakeholders to support business objectives and service commitments.
• Perform other related duties as assigned.

• Post-secondary education in Business, Insurance, Risk Management, or a related field, or an equivalent combination of education and experience.
• Minimum of 2 years of commercial lines underwriting experience.
• CIP designation, or active progress toward completion, is considered an asset.
• Proficiency with underwriting systems, rating tools, and Microsoft Office applications.

• Solid knowledge of commercial lines underwriting principles, risk assessment, pricing, and coverage analysis.
• Strong analytical, decision-making, and problem-solving skills.
• Excellent communication, negotiation, and relationship management abilities.
• Strong organizational skills and attention to detail, with the ability to manage multiple priorities effectively.
• Ability to work independently while contributing positively to a collaborative team environment.
• Strong account analysis and portfolio management skills.
• Customer-focused approach with the ability to understand, address, and resolve broker and client concerns effectively.

At Optimum Group, we are proud to be a wholly owned Canadian company with international operations and a people-first culture.

We offer:

• Hybrid work model (3 days in office)
• Centrally located offices accessible by public transit
• Competitive compensation package
• Strong commitment to work-life balance
• Employee-focused culture with high engagement
• Monthly team-building and social activities

Join a company where your expertise is valued, your growth is supported, and your contributions make a real impact.