Programs Commercial P&C Underwriter

At Gore Mutual, we’ve always set ourselves apart as a modern mutual that does good. Now, we’re proudly building on that legacy to transform our company—and our industry—for the better.

Effective January 1, 2026, Gore has joined Beneva—the country’s largest mutual insurance company—as part of its Property & Casualty operations in Ontario and Western Canada. During 2026, Gore will combine its operations with Unica Insurance, Beneva’s Ontario-based subsidiary specializing in niche commercial and personal insurance, creating a stronger, more diversified mutual insurer with greater scale and long-term stability.

Every decision and investment remains anchored in long‑term benefits to customers, members, and communities. Come join us.

Program commercial

P&CUnderwriteris responsible forthe profitable growth of the Commercial

P&CProgramsportfolio.

They are focused on developing successful broker relationships and writing and renewing profitable Commercial business.

They willmaintainthe underwriting integrity of theCommercial

P&CProgramsportfolio.

They will work closely with the Program Analysts to ensure program growth and profitability.

• Underwrite risks presented to Gore Mutual (New Business, Renewal, Endorsement, Cancellations)
• The P&C Underwriter
  - Programs will be responsible for managing broker relationships. They will be responsible for providing great service and fostering relationships which can enable trading of commercial business to improve the commercial programs portfolio.
• The P&C Underwriter– Programs is responsible for providing operational instruction to Associate underwriters or support personnel. They will provide guidance which is within their own authority and encourage critical thinking and promote a solution‑oriented approach.
• The P&C Underwriter
  - Programs is responsible for the time management and desk management as well as meeting service level agreements with guidance and coaching provided by their
• The P&C Underwriter – Programs is responsible for the bordereau ingestion/entry of their Programs and MGA’s with DUA (Designated Underwriting Authority).

• A minimum of 3 years of commercial underwriting experience
• University degree, college diploma or equivalent experience
• Enrollment in or completion of the CIP and/or FCIP
• Ability to be comfortable with change while also promoting change to continuously improve the team’s operational effectiveness and efficiency
• Proven experience providing genuine customer service to broker partners by presenting commercial insurance solutions specific to the needs of the client
• Proficient underwriting skills, sound judgement, decision making, negotiation and analytical ability
• Exceptional written and verbal communication skills
• Ability to work well under pressure with minimum supervision
• Proficient skill with computer applications including a strong working knowledge of Microsoft Office

We’re a hybrid team that thrives on the energy and value of in‑office collaboration. This role offers the best of both worlds, with 2 days a week spent in one of our vibrant offices in Cambridge, Toronto or Voncouver.

The expected base salary range for this position is $52,500.00 - $86,500.00. Depending on your relevant experience, skills, qualifications, market conditions and business needs, base compensation may vary. You have the potential to earn more through Gore Mutual’s discretionary bonus program which gives you an opportunity to increase your total compensation, provided the business meets its performance targets and you meet your individual goals.

Please note:

This range reflects the expected base salary for this role but may not represent the full compensation range for all experience and skill levels. During the recruitment process, we will discuss and consider how your unique qualifications align with the broader range for this position.

Gore Mutual is proud to offer a comprehensive total rewards package which includes extended health and dental benefits, disability insurance, retirement plan matching, paid time off, recognition and perk programs.

This posting pertains to an existing vacancy that is actively being filled.

Gore Mutual Insurance Company is committed to providing accommodations for people with disabilities during all phases of the recruiting process, including the application process.

If you require accommodation because of a disability, we will work with you to meet your needs. Contact us and a human resources representative will consult with you to determine an appropriate accommodation.

Should you request an accommodation during the interview process, please notify your Talent Acquisition Consultant.