Sr. Software Engineer, Backend; Reconciliation & Billing

Position: Sr. Software Engineer, Backend (Reconciliation & Billing)
What We're Doing  At Synctera, we’re powering the future of Fin Tech. We help companies create new revenue streams and enhance their value proposition with Fin Tech apps and embedded banking products. With APIs, compliance support, and bank partners in one end-to-end Banking as a Service platform, Synctera is the fastest and easiest way to build, launch, and scale bank accounts, debit cards, charge cards, lending, and more.

We help banks increase deposits and non-interest income by expanding their footprint through Fin Tech and embedded finance partnerships. The Synctera Platform enables banks to manage their program through a fully compliant, scalable solution.
We are looking for interesting, curious, wickedly smart people who are ready to jump in and run with our fast-growing team. If you want to have fun at work, collaborate with some of the sharpest people in the industry, grow the Fin Tech and Banking as a Service ecosystem, and love to win, read on!
How We Build  At Synctera, engineers play a hands-on role in building and evolving our core platform. With smaller teams and fewer layers, engineers have real ownership over their work, move quickly from idea to execution, and contribute directly to technical decisions that matter.
You’ll work on internal systems that must be reliable, secure, and scalable, while helping shape how the platform continues to grow and mature. It’s an environment designed for engineers who enjoy meaningful impact, autonomy, and solving complex problems in a regulated, real-world context.
Our Stack  Our platform is built in Go (for backend services) and React with Typescript (for the Synctera Console, our frontend). We’re built on top of Google Cloud Platform and typically use Postgres (Cloud SQL, Alloy

DB), Redis (Cloud Memory store), and Pub/Sub as our core application stack, with OpenAPI specifications being used to both document our API and be the foundation for inter-service communication.
Our infrastructure is predominantly a mixture of Kubernetes (Google Kubernetes Engine) and Cloud Run (Google’s serverless compute platform), with Terraform orchestrating infrastructure, and tools like Argo facilitating deployments.
What We’re Looking For  Joining the Reconciliation and Billing team as a backend software engineer, you will be instrumental in maintaining the accuracy and consistency of our financial data. This critical team is responsible for developing robust systems that process, validate, and reconcile transactions by ingesting vast amounts of information from our payment networks, ledger, and partner banks.
The core mission is to establish a single, trusted source of financial truth, which involves identifying and swiftly resolving any discrepancies. Furthermore, the team builds and maintains our internal billing system, ensuring all payments are accurate and timely. This work is vital for Synctera's and our partners' financial health and is key to ensuring regulatory compliance.
We’re looking for someone who is curious and enthusiastic about these areas – and the broader Fin Tech ecosystem. You approach engineering with a product and customer mindset, especially when collaborating with teams outside of Product and Engineering. You have a strong sense of ownership, think critically about how to use technology to deliver value, and are motivated to maximize impact and drive meaningful progress.
What You’ll Do   Build and maintain scalable, reliable backend services in Go (Golang)
Develop and maintain robust backend systems for financial data processing, validation, and high-volume transaction reconciliation
Establish and maintain a single, trusted source of financial truth, including swift identification and resolution of data discrepancies
Build and operate the internal billing system, ensuring accuracy, timely payments, and compliance with regulatory standards
Find cleaner, simpler ways to solve technical problems and improve existing systems
Collaborate closely with cross-functional teams to solve engineering problems
Partner with Product and Engineering teams to understand complex financial services challenges and design solutions
Identify and implement process…