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Senior Developer FEDNOW

Job in Toronto, Ontario, C6A, Canada
Listing for: BMO Financial Group
Full Time position
Listed on 2026-06-18
Job specializations:
  • Software Development
    Backend Developer, AWS
Salary/Wage Range or Industry Benchmark: 75900 CAD Yearly CAD 75900.00 YEAR
Job Description & How to Apply Below
Position: Senior Developer - Payments (FEDNOW )

Final date to receive applications: 06/18/2026

33 Dundas Street West

Job Family Group

Technology applies development expertise to front and back-end systems coding combined with project management experience and systems administration skills. Designs the strategy for continuous enhancement, performance optimization, stability, and scalability. Designs, develops, and maintains fully-fledged and functioning platforms with databases or servers. Designs the user experience, user interaction, responsive design, and complete architecture. Works with databases, servers, APIs, version control systems, and third-party apps.

Ensures cross‑platform compatibility and fixes issues during test and production phases.

Responsibilities
  • Builds dynamic, visually‑attractive, and innovative software product/apps including front‑end and back‑end components.
  • Manages the complete software development process from conception to deployment.
  • Maintains and upgrades the software following deployment.
  • Manages the end‑to‑end life cycle for the production of software and applications.
  • Oversees and guides the analysis, writing, building, and deployment of software.
  • Oversees automated testing and provides insights on results.
  • Modifies and tests changes to previously developed programs.
  • Focus is primarily on business/group within BMO; may have broader, enterprise‑wide focus.
  • Provides specialized consulting, analytical and technical support.
  • Exercises judgment to identify, diagnose, and solve problems within given rules.
  • Works independently and regularly handles non‑routine situations.
  • Broader work or accountabilities may be assigned as needed.
  • Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk‑informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents, laws and regulations.
Qualifications
  • Front‑end languages and framework.
  • Backend Technologies and Frameworks.
  • Database and cache.
  • Basic design ability.
  • Server.
  • Web architecture.
  • Version Control.
  • Web Hosting Platforms.
  • Learning Agility.
  • Building and managing relationships.
  • Technical writing and documentation.
  • Verbal & written communication skills.
  • Organization skills.
  • Collaboration & team skills.
  • Analytical and problem‑solving skills.
  • Influence skills.
  • Data‑driven decision making.
  • Experience working in a Financial Institution and thorough understanding of payment flow for payment platforms supporting FEDNOW.
  • Backend Technologies and Frameworks including AWS services, Node.js and/or Java, XML/XSD.
  • AWS Services – Serverless and event‑driven/reactive architecture.
  • Database and cache such as No

    SQL (DynamoDB), RDBMS (Oracle, Postgress) etc.
  • Experience working with various Version Control systems and tools such as Github, JIRA, Confluence, Sharepoint etc.
  • Familiarity with AI tools (Github Copilot, AWS Bedrock etc.).
  • SDLC methodologies including Waterfall and Agile.
  • Typically, between 5 - 7 years of relevant experience and a post‑secondary degree in a related field or an equivalent combination of education and experience.
  • Deep knowledge and technical proficiency gained through extensive education and business experience.
Nice to Have
  • ISO message specification, experience with front‑end technologies and frameworks.
  • Certification on AWS Associate Architect and/or AWS Certified Developer.
Compensation

Salary: $75,900.00 – $ (Salaried). The above represents BMO Financial Group’s pay range and type. Salaries will vary based on location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part‑time roles will be pro‑rated. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

Benefits

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance‑based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit

EEO Statement

BMO is committed to an inclusive, equitable and accessible workplace. Accommodations are available upon request for candidates taking part in all aspects of the selection process.

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Position Requirements
10+ Years work experience
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