Credit Relationship Manager

Location:

Johnston, IA

As a Credit Relationship Manager for JD Financial located in Johnston, IA, you will:

• Perform detailed credit underwriting of large, complex, strategic customer relationships for installment, lease and revolving products to make or recommend a credit decision in accordance with internal policies
• Build and maintain strong relationships with customers, dealers, merchants, and internal stakeholders including Sales and the Equipment Division/SABD
• Spread and consolidate financial statements
• Determine appropriate finance products and loan structure
• Establish internal guidance levels (IGLs) and revolving credit limits
• Present credit recommendations to higher credit authority/credit committee
• Support Special Assets in collections/workouts
• Provide leadership and mentorship within a geographic territory

VISA Sponsorship is NOT available for this position

• Strong credit underwriting experience
• Demonstrated ability in advanced financial statement analysis including, but not limited to, balance sheets, income statements/tax returns, statement of cash flow, cash to accrual, etc.
• Strong relationship building experience
• Account management experience
• Negotiating and conflict resolution skills
• Ability to travel up to 25% based on business needs

• Production ag background
• Experience with the John Deere dealer network
• Familiarity with Credit Lens
• Strong familiarity with the John Deere Financial Risk Rating system/guidance and credit policies
• Knowledge of various John Deere Financial systems, accounting principles and familiarity with agile methodology
• Experience collaborating with internal stakeholders such as sales, collections, etc.
• In depth knowledge of John Deere Financial product offerings

Ideally you will have a degree or equivalent related work experience in the following:

• Bachelor’s degree in Accounting, Finance, Business Management, or Agribusiness, or equivalent related work experience.