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Mortgage Loan Officer

Job in Torrance, Los Angeles County, California, 90504, USA
Listing for: United One Mortgage
Full Time position
Listed on 2025-12-28
Job specializations:
  • Finance & Banking
    Financial Sales, Banking & Finance, Mortgage Loan Originator / Advisor, Financial Consultant
Salary/Wage Range or Industry Benchmark: 100000 USD Yearly USD 100000.00 YEAR
Job Description & How to Apply Below

CEO & Broker Owner | Real Estate Leader | Culture Builder | Empowering Agents | Driving Growth Across South Bay LA

We seek a motivated and detail-oriented Loan Officer to join our dynamic team. In this role, you will guide clients through the loan application process, provide exceptional customer service, and ensure compliance with all relevant regulations. The ideal candidate will have a strong background in financial services and possess excellent negotiation and sales skills to help clients secure the best loan options.

Pay

100% commission-based, potentially earning over $100,000 or more per year. Access to referral partners to develop relationships and receive leads.

License

DRE MLO LICENSE REQUIRED

Why United One Mortgage
  • Independent mortgage brokerage with strong real estate integration
  • Direct referral access through an established multi office real estate network
  • Supportive leadership that values structure, coaching, and professionalism
  • Compliance forward environment built for longevity and trust
  • Flexibility to build your own book while being supported operationally
  • Competitive compensation with room to scale
Duties
  • Assess client financial situations and advise on suitable loan products.
  • Manage the loan origination process from application to closing, ensuring all documentation is complete and accurate.
  • Conduct thorough credit analysis and review financial statements to determine eligibility for loans.
  • Negotiate terms and conditions of loans with clients while adhering to Fair Housing regulations and TILA guidelines.
  • Collaborate with underwriting, escrow, and mortgage servicing teams to facilitate smooth transactions.
  • Maintain up-to-date knowledge of FNMA guidelines and current market trends in the financial services industry.
  • Use accounting and financial software tools to streamline processes and enhance efficiency.
  • Provide ongoing support to clients throughout the loan process, addressing any questions or concerns they may have.
  • Ensure compliance with all relevant banking regulations and internal policies.
Experience
  • Proven experience as a Loan Officer or in a similar role within the financial services industry is preferred.
  • Strong understanding of loan processing, underwriting, and mortgage servicing practices.
  • Excellent negotiation skills with a track record of successful financial sales.
  • Proficient in basic math skills and 10-key typing for efficient data entry.
  • Familiarity with contracts related to lending agreements is advantageous.
  • Exceptional customer service skills with the ability to build rapport with clients quickly.
  • If you are passionate about helping individuals achieve their financial goals through effective loan solutions, we encourage you to apply for this exciting opportunity as a Loan Officer.
Seniority level

Entry level

Employment type

Contract

Job function

Finance and Sales

Real Estate Agents and Brokers

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