Sr. Commercial Lender - To - Trenton, NJ

Sr. Commercial Lender – To $175K – Trenton, NJ – Job # 3674B Who We Are

The Symicor Group is a boutique talent acquisition firm based in Schaumburg, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!

We know how to evaluate the very best banking and accounting talent available in the market. If you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.

Our bank client is seeking to fill a Sr. Commercial Lender role in the Trenton, NJ area. The position is responsible for developing new commercial real estate loan business and managing a portfolio of commercial real estate loans. The incumbent recommends new lending business for approval and serves as the primary contact between the borrower and the bank from initial review and throughout the life of the loan.

Approves loans within established limits or refers to the loan committee for approval. The CRE lender advises prospects on loan status and approvals and works closely with the Commercial Credit Department to maintain loan quality and ensure timely and accurate disposition of loan requests. Commercial Real Estate business also includes new construction financing.

The opportunity has a generous salary of up to $175K and a benefits package. (This is not a remote position).

• Ability to generate new business by developing relationships with prospective commercial customers within the target market.
• Further develop and increase new business through current COI (center of influence) to leverage new client base.
• Meet with applicants to obtain information; compile and analyze data for loan requests.
• Submit applications to credit analysts for preparation of financial analysis and approval recommendations.
• Recommend products and services to potential borrowers and handle inquiries from applicants including explanation of the loan requirements and process.
• Screen loan requests based on bank policies and procedures and on types of loans offered.
• Prepare loan proposals by gathering pertinent due diligence material to support loan recommendations as presented to Loan Committee.
• Confer and work closely with credit analysts to expeditiously decide loan requests.
• Present loan recommendations to appropriate loan committees.
• Build in-depth knowledge of each assigned loan relationship understanding strengths and weaknesses of borrower and risk to bank.
• Inform borrowers of loan commitments and advise and explain loan terms and conditions; ensure timely receipt of loan payments; and assist in obtaining proper documentation to secure and substantiate loan.
• Maintain an assigned portfolio of borrowing relationships ensuring timely remittance of loan payments, in adherence to quality and risk standards determined by the bank.
• Build customer relationships by cross selling bank products and services.
• Communicate with people within and outside the organization on a regular basis including regulators, auditors, customers, attorneys, and the general public.

You’re someone who wants to influence your own development. You’re looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

• Bachelor's degree in business, finance, accounting, or related field.
• Five years of experience in commercial real estate lending.
• Construction experience a plus.
• Strong knowledge of CRE lending best practices and principles.
• Strong knowledge of selling practices and activities.
• Strong knowledge of credit underwriting practices, policies, and standards.
• Knowledge of principles and practices to ascertain and assess customer needs, meet quality standards of customer service, and evaluate customer satisfaction.
• Knowledge of economic, accounting, and finance principles and practices, the financial markets, banking, and the analysis and reporting of financial data.
• Excellent oral and written communication skills.
• Excellent presentation skills.

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