Underwriter​/Senior Underwriter; Hybrid

Join to apply for the Underwriter / Senior Underwriter (Hybrid) role at Selective Insurance
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Selective is a midsized U.S. domestic property and casualty insurance company with a history of strong, consistent financial performance for nearly 100 years. Our unique position as a leading insurance group and employer of choice is recognized through awards such as Forbes Best Midsize Employers in 2025 and certification as a Great Place to Work® in 2025 for the sixth consecutive year.

Employees are empowered and encouraged to be uniquely themselves, contributing diverse talents, experiences, and perspectives to our shared success. Together, we form a high‑performing team dedicated to serving our customers responsibly, mitigating loss, keeping them safe, and restoring their lives and businesses after an insured loss occurs.

Underwrites renewal business, working independently within a letter of authority issued by the Underwriting Manager on assignments of varying complexity, hazard grade, and premium. Handles the daily service demands of our agents, supports individual and team goals, and maintains a thorough understanding of coverage, products, underwriting system transactions, and state‑specific LOB filings. Coaches and mentors new and less experienced peers while complying with all applicable legal and regulatory requirements.

• Underwrite and process assigned renewal policies, applying coverage forms, rating plans, and guidelines to price individual risks, change requests, and open communication with internal and external customers. Ensure adequate pricing through proper classification, predictive modeling, and adherence to company underwriting standards.
• Respond to agents’ inquiries on coverage and update policy information based on prescribed authority.
• Work within specific authority levels to quote, accept, decline, modify, and renew risks within territorial assignments per underwriting guidelines, collaborating with agents, AMS, team members, and other departments to grow and maintain a profitable book of business.
• Provide guidance to internal and external customers regarding underwriting information, communicating decisions and appetite at both account and portfolio levels. Reinforce ease of doing business by consistently meeting or exceeding customer expectations and service quality.
• Develop and maintain highly effective working relationships with internal and external customers, peers, and management. Conduct agency visits and communicate openly and in a timely fashion to achieve individual and team goals. Support all team decisions.
• Conduct continuous profit and growth analysis by territory and agency as assigned. Monitor premium retention using electronic reporting tools and increase renewal premium by cross‑selling additional coverage, products, or value‑added services.
• May train less experienced underwriters, provide CLAS coverage and system training to customers, and offer subject‑matter expertise to the department.
• Participate in or lead projects and initiatives, actively supporting continuous improvement.
• Engage in ongoing development of technical skills and knowledge of Selective’s products and services.
• Must have a valid license and be able to drive an automobile to support company travel within territory; car travel represents less than 5% of employee time.

• Highly proficient written and verbal communication skills, influencing and negotiation skills, problem‑solving, and decision‑making abilities.
• Effective coaching and mentoring skills, relationship building with internal and external customers and peers.
• Proficiency in all supplied desktop tools, including automated underwriting and email systems.
• Valid state‑issued driver’s license in good standing.

• College degree preferred; 3‑5 years of commercial underwriting experience preferred.
• Completion of INS or AU; or completion or pursuit of CIC or CPCU strongly preferred.

Selective Insurance offers a competitive base salary, incentive plan eligibility at all levels, and a wide array of benefits designed to help you and your family stay…