Underwriter, Finance & Banking

Join to apply for the Underwriter 1 role at AD Mortgage LLC
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At A&D Mortgage we’ve been helping clients achieve their home ownership dreams for over 20 years — and we couldn’t do it without our team.

With more than 400 passionate professionals (and growing!), we’ve built a culture rooted in collaboration, continuous growth, and shared success.

Join a company that listens to your voice, invests in your development, and celebrates every win — big or small.

Your future starts here. Let’s grow together.

• Participate in Underwriting Training Course to solidify knowledge on Fannie Mae and Freddie Mac guidelines.
• Review all items and conditions provided by borrowers and ensure they meet the required guidelines by utilizing internal and external (e.g., agency) policies and procedures [e.g., automated underwriting systems such as Desktop Underwriter (DU)].
• Ensure that Company operating standards are met for underwriting and compliance by utilizing internal and external (e.g., agency) policies and procedures.
• Monitor property appraisal process to ensure the value of a property is accurately presented.
• Analyze documentation such as title package, homeowner’s insurance, payoffs and appraisals to make sound underwriting decisions based on this analysis by using an internal checklist.
• Analyze loan applications to identify any risk issues and/or potential misrepresentation.
• Review documentation and ensure documents are properly classified and organized.
• Make quality underwriting decisions while maintaining Company turn‑time expectations.
• Review and clear conditions on all loans to ensure a complete loan package prior to closing.
• Utilize proprietary and online tools [e.g., Lexis/Nexis, Real Quest, Mortgage Electronic Registration System (MERS), AVM’s, etc.] to help combat fraudulent activity and ensure quality loan decisions.
• Have the ability to rework loans to new terms, and identify additional conditions as needed.
• Must be able to provide quick and accurate answers on multiple loan project guidelines.
• Communicate with broker partners with updates regarding their loan conditions.
• Engage specific strategies (e.g., determine appropriate individuals to resolve escalated customer issues, etc.) to resolve customer questions and concerns.
• Continuously review underwriting environment, and suggest improvement opportunities to management.
• Act as a recognized subject matter expert within the Company and partner with management on underwriting‑related issues by providing analytical support, and counseling advice for their functional areas.

• Intermediate knowledge in Microsoft Word, Excel and Outlook.
• Excellent attention to detail.
• Ability to communicate effectively with all levels.
• Ability to positively project the Company and department.

• PTO/Sick Days.
• Comprehensive medical, dental, vision benefits.
• Paid volunteer hours.
• Life Insurance, Short‑term Disability, and Long‑term Disability.
• Health Savings Account.
• 401k.
• Paid training and career development.
• Career Growth:
  As part of a growing and evolving company, you will have ample opportunities to develop your career, take on new challenges, and make a significant impact.
• Work‑Life Balance.
• Inclusive Culture:
  We are committed to fostering a diverse and inclusive workplace where all employees feel valued and empowered. We celebrate unique perspectives and believe diversity drives innovation.
• Cutting‑Edge Technology:
  Access state‑of‑the‑art learning tools and technologies to enhance your own professional development and that of the entire organization.

• Entry level

• Full‑time

• Finance and Sales

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sexual orientation, age, marital status, veteran status, or disability status. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment.

Please contact us to request accommodation.

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