Principal Product Manager; R13685

Principal Product Manager

Oportun (Nasdaq: OPRT) is a mission‑driven fintech that puts its members’ financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $19.7 billion in responsible and affordable credit, saved its members more than $2.4 billion in interest and fees, and helped its members save an average of more than $1,800 annually.

Oportun has been certified as a Community Development Financial Institution (CDFI) since 2009.

Working at Oportun means enjoying a differentiated experience of being part of a team that fosters a diverse, equitable and inclusive culture where we all feel a sense of belonging and are encouraged to share our perspectives. This inclusive culture is directly connected to our organization’s performance and ability to fulfill our mission of delivering affordable credit to those left out of the financial mainstream.

We celebrate and nurture our inclusive culture through our employee resource groups.

We are looking for a talented, creative problem‑solver to join Oportun as a Principal Product Manager for our Lending Platform. You will grow our Partnerships program and drive core Marketing capabilities in close partnership with business and marketing teams. This position is a key leadership role in the organization and requires a strategic thinker with a proven track record of successfully managing 0‑1 launches.

In this role, you will articulate product strategy, set objectives and key results, define roadmaps, and collaborate with cross‑functional teams to deliver strong solutions. You will work closely with partners in India to align priorities and drive execution. If you thrive in a fast‑paced environment and have a passion for building products that delight users, this role is for you!

• Customer Insights & Validation :
  Maintain a deep understanding of customer needs and feedback through user research, surveys, and feedback loops, and incorporate this insight into product enhancements.
• Product Vision & Strategy :
  Work closely with leadership and cross‑functional partners to define multi‑year vision and OKRs.
• Growth Execution :
  Plan, run, and iterate experiments across funnel and channels to deliver measurable lifts in acquisition, activation, conversion, and retention.
• Execution :
  Drive a cross‑functional team of Product Managers, Designers, Engineers, ML scientists, and Business (Marketing, Risk, Fraud) to deliver business impact.
• Risk Management :
  Work closely with compliance and risk management teams to ensure products adhere to regulatory requirements and industry best practices.
• Communication :
  Craft the product narrative, drive alignment and decision‑making with executive leadership, and communicate priorities, risks, and trade‑offs across functions and external partners.

• Experience :
  You have 12+ years of total experience, including 7‑10+ years in product management within high‑growth environments.
• Customer‑centric :
  You are passionate about improving the financial health of Oportun’s members.
• Analytical problem solver :
  You have experience working on complex problems. You excel in making data‑informed decisions (testing and experimentation, defining metrics, data analysis).
• Collaborative :
  You have a track record of shipping and iterating on impactful products that required partnering with and building consensus across a wide group of cross‑functional partners. You are also comfortable in an environment with shifting priorities.
• Excellent communicator :
  You are a clear communicator and have superb documentation skills.
• Execution :
  You’re scrappy, solution‑oriented, and able to help the team overcome obstacles and blockers to deliver value for our members.
• Domain knowledge : 0‑1 experience bringing new products (customer or partner‑facing) to market in the financial services industry. You have launched & managed mature products within complex legal and regulatory frameworks.
• Cross‑time‑zone leadership :
  You have experience in leading distributed teams.

The US base…