Mortgage Loan Officer Harvard

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Full Time Mortgage Originator Tulsa, OK, US

* A pre-employment credit check will be performed on all qualified applicants.*

External Applicants: Please apply through Prosperity Bank's Career Center at  Applying through any other source may prevent Prosperity from receiving your application.

Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP.

Responsible for receiving, reviewing, and evaluating consumer mortgage loan requests following a Fair Lending process. Discusses mortgage related facts with applicants concerning the ability to repay; explains bank credit policies; and obtains financial documentation to underwrite the loan request.

• Assumes responsibility for the effective and professional completion of assigned loan functions.
  • Interviews, takes applications, and processes preliminary documentation on loan requests. Discusses loan alternatives, credit criteria, interest rates, and loan documentation to elicit positive responses from customers.
  • Analyzes and evaluates loan requests and prepares written submissions for consideration by approving authority. Identifies problems or potential problems with credit information and coordinates with necessary parties to resolve them.
  • Completes lending functions in accordance with established Bank policies and legal requirements.
• Assumes responsibility for establishing and maintaining effective and professional business relations with customers and trade professionals.
  • Answers questions and resolves requests.
  • Meets with applicants whose loans are denied and explains reasons and alternatives.
  • Maintains and projects the Bank's professional reputation.
• Assumes responsibility for establishing and maintaining effective communication, coordination, and working relations with Bank personnel and with management.
  • Assists Mortgage Processor personnel and provides support as needed.
  • Keeps management informed of area activities and of any significant problems.
  • Completes required reports and records.
• Assumes responsibility for related duties as required or assigned.
  • Stays informed regarding changes in lending standards and related legal requirements.
  • Completes special projects as assigned.
  • Ensures that work area is clean, secure, and well maintained.

The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time.

Education/Certification: High school graduate, advanced degree

Required Knowledge: Knowledge of Bank consumer mortgage lending policies and procedures; understanding of financial analysis and determination of creditworthiness.

NMLS certification: Required

Experience

Required:

3 to 5 years of consumer and consumer mortgage lending experience.

Skills/Abilities: Excellent communication and public relations skills; financial analytical skills; solid interviewing skills; ability to use related computer applications and business machines.

Hours:

Monday - Friday 9:00 am to 5:00 pm