Financial Legal Examiner

Attorney Opportunity Regulating Our State's Financial Service Providers and Protecting Consumers

Are you an attorney interested in financial services, banking laws, and consumer protection? Do you want to examine banks and trust companies for compliance with laws and regulations? Are you passionate about public service or interested in public service loan forgiveness? If you answered yes, we encourage you to apply for this position. We’re hiring an experienced attorney to join our collaborative team.

The Division of Banks is recruiting a Financial Legal Examiner (FLE) to lead our consumer compliance supervision efforts in regulated entities. This position may be filled at the 3 or 4 level, depending on applicant qualifications and experience.

FLE 3 Salary Range - $7,443-$10,004 per month
FLE 4 Salary Range - $8,210-$11,045 per month

As a consumer compliance FLE you will ensure the continuity of state‑wide financial services and tackle challenges across our regulated entities’ operations. You will have unencumbered access to banks and trust companies to ensure practices are safe, sound, and compliant with consumer protection laws. You will serve as the Division’s lead for consumer compliance, represent the Division on joint compliance examinations with federal banking agencies, and provide formal and informal consultation on novel applications, enforcement actions, and coordination with federal counterparts.

• Lead and manage the Division’s consumer compliance program, including providing guidance on state and federal laws and regulations and participating in policy statement development.
• Represent the Division on joint examinations and investigations with federal agencies, establishing scope and directing investigations of potential consumer harm.
• Conduct investigations of sensitive examination‑related issues involving apparent violations of state or federal law and recommend appropriate action.
• Collaborate with Division management and other DFI employees to draft and review legislative proposals and rule making.
• Represent the Division in public forums, on committees, and at training sessions. Deliver presentations as part of the Division’s education and outreach and continuing legal education efforts.
• Evaluate bank risk‑management policies, practices, and procedures and make recommendations for enhancements.
• Interpret and determine regulated entities’ compliance with applicable state and federal laws, rules, and regulations.
• Prepare detailed work papers to support examination findings conveyed to management.
• Assist analysts with complex consumer compliance‑related complaints against chartered entities, including investigation of allegations and writing or reviewing complaint closure letters to customers.

• Graduation from an accredited law school.
• Active membership in good standing with the Washington State Bar Association.

• Two years of professional experience in one or more of the following: consumer finance law or consumer protection law; government attorney; corporate, bankruptcy, or business formation law; accounting or auditing; examining regulated entities; or working in a regulated entity in lending, operations, loan or securities portfolio analysis, auditing, reinsurance investments, or information system reviews.

• Passion for consumer protection in the financial services industry.
• Knowledge of RCW 30A, 30B, and 32 series.
• A bachelor’s degree in finance, accounting, business administration, economics, or a related field.
• Strong leadership qualities, work ethic and professional behavior.
• Excellent interpersonal skills to work closely with peers, division management, financial institution representatives, and federal examiners.
• Effective teamwork skills, including strong communication, cooperation, flexibility, respectfulness, active listening, and problem solving.
• Initiative, innovative research and analysis skills, and critical thinking skills.
• Excellent verbal and written communication skills.
• Advanced computer skills with proficiency in Microsoft Office.

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