Consumer Loan Processor

Consumer Credit Admin. Full Time Clerical Tyler, TX, US

Position Title
:

Consumer Loan Processor

FSLA Status
:

Non-Exempt

Reports to
:

Consumer Loan Operations Manager

Location:

Tyler Operations

Job Summary
:
Processes loan documents using approved policies and procedures.

Essential Functions
:

• Processes various types of loans, collecting and disseminating all appropriate information.
• Verifies coding on all loans is appropriate to the transaction.
• Ensures that loan files contain documents with proper signatures, dates and other relevant data.
• Assembles and verifies accuracy of loan documentation.
• Checks documents for proper vesting, legal descriptions, closing dates and signatures.
• Performs duties requiring knowledge of departmental policies and procedures and financial institution products and services. Uses office computers for data input and other activities.
• Responds to telephone and written inquiries concerning loan processing and information.
• Takes information from a variety of sources and inputs into designated computer programs with a high degree of accuracy.
• Orders additional information from outside sources on an as needed basis.
• Maintains confidentiality of all sensitive Bank information.
• Maintains a positive and caring atmosphere for customers and employees consistent with Southside Bank’s mission, CORE Values, and Blue Book culture guide.
• Provides enthusiastic, professional, and courteous service to Southside Bank customers and employees.
• Participates in proactive team efforts to achieve departmental and company goals.
• Understands and agrees to abide by the policies and procedures established at Southside Bank.
• Responsible for complying with audit policies and procedures as they pertain to this position.
• Performs duties in compliance with applicable laws and regulations, including but not limited to the Bank Secrecy Act (BSA) and related anti-money laundering laws, and in accordance with the Bank’s Information Security Program.
• Must comply with all applicable laws and regulations.

Additional Functions
:

• Performs routine duties with minimal supervision using standard practices or procedures.
• Participates in proactive team efforts to achieve departmental and company goals.
• Provides leadership to others through example and sharing of knowledge/skill.
• Complies with all safety policies, practices, and procedures. Report all unsafe activities to supervisor and/or Human Resources.
• Performs additional duties, as assigned or directed.

Required Education/Experience
:

• Associate’s degree (A.
  
  A.) or equivalent from two-year College or technical school; or minimum one year related experience and/or training; or equivalent combination of education and experience.

Necessary Skills
:

• Ability to read, analyze and interpret general business periodicals, professional journals, technical procedures or governmental regulations.
• Ability to write information and respond to questions from groups of managers, clients, customers, and the general public.
• Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume.
• Ability to apply concepts of basic algebra and geometry.
• Ability to define problems; collect data, establish facts, and draw valid conclusions.
• Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.
• Proficient personal computer skills including electronic mail, record-keeping, routine database activity, word processing, spreadsheet, graphics, etc.
• Handle multiple projects simultaneously.

Physical Activity/Dexterity:

• Manual dexterity sufficient to reach/handle items and work with fingers. Works with fingers and perceives attributes of…