Credit Analyst

Location: Ashton in Makerfield

Credit Analyst Haydock Haydock | Monday to Friday | 8:30am 5:00pm | 37.5 hours per week Speedy Hire is the UK's leading hire provider with the widest range of tools, specialist hire equipment, plant and support services everything for every job. We're looking for a Credit Analyst to join our Transactional Finance team based in Haydock. This is an exciting opportunity for an analytical and commercially minded individual to play a key role in protecting the business by assessing and managing customer credit risk, while supporting sustainable business growth.

Working closely with the Head of Credit Risk, you'll be responsible for analysing customer creditworthiness, monitoring our credit portfolio, supporting new account onboarding, and providing valuable insight that enables informed credit decisions across the business. What you'll be doing As a Credit Analyst, your responsibilities will include:
Assessing new and existing customers through financial analysis, credit assessments and due diligence checks. Supporting the onboarding of new credit customers, ensuring all applications comply with Company policies, Delegation of Authority and Group Credit Policy. Monitoring customer credit limits and reviewing them to ensure they remain appropriate to the level of risk. Producing regular credit risk reports and analysis to support effective business decision making.

Identifying emerging risks, market trends and economic developments, making recommendations to mitigate risk. Supporting the Head of Credit Risk with portfolio management and risk monitoring activities. Providing guidance to Credit Control and New Accounts teams on customer exposures and credit referrals. Building strong relationships with stakeholders across the business to communicate credit risk effectively. Contributing to continuous improvements that balance risk management with commercial growth.

What we're looking for To be successful in this role you'll have:
Previous experience within a credit risk, financial analysis or similar risk-focused role. Strong analytical skills with the ability to interpret financial information and assess risk. Advanced Microsoft Office skills, particularly Excel. Excellent attention to detail and the ability to produce accurate reports. Strong communication and stakeholder management skills. A logical, methodical approach with excellent problem-solving abilities. The ability to prioritise workloads and meet deadlines in a fast-paced environment.

Confidence working both independently and collaboratively within a team. What you'll receive We offer a competitive salary together with an excellent benefits package including:
Competitive salary 26 days holiday plus bank holidays Company pension scheme Life assurance 95% discount across the Speedy brand Employee Assistance Programme My Staff Shop discounts Health, wellbeing and financial wellbeing support

Career development and ongoing training opportunities At Speedy, we put our People First through industry-leading work-life balance initiatives, flexible and hybrid working options, and clear career progression via our Career Line of Sight . We are committed to creating an inclusive workplace where everyone can thrive and encourage applications from all backgrounds. Please note that some roles may require DBS, Credit or Security Clearance checks, and all successful applicants must have the right to work in the UK before starting employment.

Vacancies may close early if a high volume of applications is received. Speedy Spirit At Speedy, our people make the difference. We're proud to work together through our core values:
As One We work together to achieve more. Safe We put safety first in everything we do. Innovative We continuously look for better ways of working. Driven We deliver with passion, commitment and accountability. If you're an analytical professional looking to develop your career within a supportive and fast-paced environment, we'd love to hear from you. Apply today and help us protect our business while enabling sustainable growth across Speedy Hire.