Assistant Property Underwriter

Assistant Property Underwriter Governance Structure

• Governance Structure: UK Retail
• Department/ Team:
  Property / Delegated Authority
• Location:
  
  London GTS
• Contract Type:
  Permanent
• Working Hours:
  
  Full-Time
• Working Type:
  Office Based / Hybrid
• Line Manager:
  Property Underwriting Manager
• People Leader:
  No
• Senior Manager/Certified:
  No

Our Property Underwriting team is a specialist unit within Clear Group, working primarily with delegated authority schemes. Based in our London office and supported by colleagues in Alcester, the team currently comprises 10 underwriters, with an additional 2 team members based remotely. We focus exclusively on Property underwriting and operate under a Binder agreement, with a strong track record of profitable growth.

The team plays a vital role in supporting Clear’s broader MGA strategy, offering exciting opportunities for progression within our wider underwriting business. We foster a supportive and collaborative working environment, where knowledge sharing, professional development, and continuous improvement are at the core of everything we do.

As an Assistant Property Underwriter, you’ll play a key role in growing and managing our property binder portfolio - applying sound technical judgement to deliver accurate, timely underwriting decisions. Whether you're early in your career or looking for a solid foundation in insurance, this is a great opportunity to develop specialist knowledge and join a business that invests in your long-term growth.

You’ll receive structured training over your first 6-12 months, with the support of experienced colleagues, clear development milestones, and access to learning opportunities across Clear Group’s MGA division.

Key Responsibilities:

• Support the underwriting process by providing quotations under supervision within the Delegated Authority Scheme
• Apply underwriting guidelines carefully, escalating complex decisions as needed
• Follow insurer underwriting guides and binder protocols
• Assist in selecting risks that contribute to the growth and profitability of the Property Binder

• Help issue and manage documentation for renewals, mid-term adjustments (MTAs), and new business
• Maintain accurate bordereaux returns and underwriting spreadsheets

• Assist in preparing regular reports for the internal team and insurers
• Support compliance with Green Audits and regulatory requirements
• Adhere to industry standards and company procedures

• Support the team in insurer meetings and build good working relationships
• Learn about and promote the Property underwriting service within Clear Group

• Engage actively with ongoing training and Continuing Professional Development (CPD)

We welcome applications from individuals who meet the essential criteria through relevant experience or transferable skills. Additional desirable skills, attributes, or qualifications will be considered an advantage. We are committed to fostering a diverse and inclusive work environment and encourage candidates from all backgrounds and experiences to apply.

• An interest in pursuing a long-term career in insurance
• Confidence working with data, spreadsheets, and documentation
• Good attention to detail and the ability to manage multiple tasks
• Strong verbal and written communication skills
• A collaborative approach and willingness to learn
• Curiosity about the insurance industry and how underwriting supports clients

• Exposure to commercial insurance or underwriting (through work, study, or internship)
• Familiarity with FCA regulations or insurance market structures
• An understanding of property risks and insurance terminology
• Experience using systems such as Acturis or similar platforms

In addition to technical knowledge and experience, we’re looking for individuals who demonstrate:

• A client-focused mindset with a proactive and empathetic approach
• Confidence in decision‑making and problem‑solving
• A collaborative approach and willingness to share knowledge
• A flexible and adaptable…