Senior Manager, Financing Solutions

Position: Senior Manager, Financing Solutions - Downtown
National Bank is experiencing significant growth across Western Canada, creating exciting opportunities for ambitious banking professionals to help shape the future of our Commercial Banking business.

As we continue to expand our presence, we are looking for a Senior Manager, Financing Solutions to support our growing client base and strengthen our market leadership.

In this role, you will play a pivotal part in delivering financing expertise to a diverse portfolio of commercial clients while partnering closely with relationship managers to drive business growth. You will be responsible for underwriting and structuring complex credit solutions, managing risk, and supporting strategic client conversations across a broad range of industries within the Upper Mid-Market Commercial Banking segment.

This is a unique opportunity to join a fast-growing team, make a tangible impact on the success of businesses across Western Canada, and accelerate your career within one of the country's leading financial institutions.

Your Job:

Conduct in-depth financial and complex credit underwriting in accordance with the standards established by the Credit Centre, and make recommendations

Structure complex credit applications (board sheet structuring) by mitigating risks and developing financing scenarios that meet client needs and match the Bank's risk criteria

Participate in determining client financing needs in collaboration with the Commercial Account Manager and support deal origination, structuring and execution

Negotiate credit terms and conditions with the Credit Risk Management as needed and confirm the availability of financing for the Commercial Account Manager

Obtain comments from the Account Managers on the preliminary versions of credit applications, adjust them as needed, then present them to the RVP before they are forwarded to the Credit Risk Management to ensure they meet the Bank's requirements for overall client profitability

Produce documents and update client files in collaboration with account representatives and the Credit Risk Management to ensure credit applications are processed efficiently

Act as a resource person for your team in handling credit matters and assist, as needed, in addressing team members' skills development in this area.

Identify the risks inherent to sector activities

Your Team:
Within the Commercial & Private Banking 1859 sector, you are part of a team of professionals supporting commercial clients. In addition, you are surrounded by an entire ecosystem of experts to help you offer the best possible solutions to customers.

Reporting to the Senior Director, Commercial Credit, you will manage a portfolio of clients covering the downtown Vancouver area.

Our learning-by-doing training programs enable you to master your job. Access to colleagues with different expertise, experience and profiles will enrich your development in every way.

Basic requirements:

A bachelor’s degree in a related field and 8 years of relevant experience, OR a master’s degree in a related field and 6 years of relevant experience, OR an undergraduate diploma from the National Bank University Program and 10 years of relevant experience in commercial banking

Strong experience in commercial credit underwriting

Experience analyzing financial statements

Strong negotiation and stakeholder management skills

Excellent interpersonal and communication skills with an ability to effectively collaborate with partners and form well-reasoned recommendations

Languages:

English

Required skills:

Accountability, Client-focused, Communication, Diversity & Inclusion, Driving Results, Emotional Intelligence, Empathy, Humility, Initiative, Learning Agility, Resiliency, Teamwork

Your benefits
In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:

Health and wellness program, including many options

Flexible group insurance

Generous pension plan

Employee Share Ownership Plan

Employee and family assistance program

Preferential banking services

Involvement in community initiatives

Telemedicine service

Virtual sleep clinic

We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.

Making a bold move in a…