Director, CPM TB & WRB

Job Summary

The Director, CPM (Credit Portfolio Management) TB, WRB (Transactional Banking, Wealth & Retail Banking) role focuses on optimizing TB, WRB liabilities and offers a dynamic platform for a self-driven individual to make a tangible impact on the deposit portfolio performance and the bank’s global aspirations. This role is central to delivering actionable insights and strategic solutions in partnership with frontline and central teams.

• Conduct in-depth analyses of TB, WRB liabilities across multiple segments and geographies to identify optimization opportunities.
• Lead initiatives in deposit behavioural modelling to enhance understanding and management of deposit dynamics.
• Drive NIM stabilization and optimization, ensuring long‑term sustainability and profitability taking into account balance sheet capacity and ingroup efficiency.
• Implement and refine FTP strategies to maximize portfolio returns in line with the bank’s FTP policy.
• Stay ahead of balance‑sheet related regulatory changes, ensuring compliance while supporting growth opportunities.
• Build and nurture partnerships across Treasury, central, regional, and local product management teams to foster growth in high‑quality deposits.
• Conduct country and regional training on the latest balance‑sheet topics impacting the frontline’s business momentum & practices.
• Develop KPIs, MI and management reporting templates and requirements to help monitor performance, identify opportunities, and drive accountability.
• Continuously improve the reporting, data and analytics used to support CPM team’s mission.
• Ensure accurate and quality data and reporting.

• Act as a true business partner to deliver business insights and high impact, executive‑ready analysis to drive performance and enable management decisions.
• Thorough understanding of the underlying drivers of balance‑sheet growth and ability to present opportunities and levers to drive optimal fund raising & pricing.
• Influence business strategies regarding balance‑sheet opportunities to optimise our market position.

• Work closely with global and/or regional product heads to establish a balance‑sheet‑based strategy in line with the group’s overarching targets.
• Drive innovation & ideation to always find better and more optimal ways of conducting deposit business growth.

• Support the global head in balance‑sheet management in setting broader team priorities and initiatives, adopting an ‘agile’ approach to book of work management and prioritisation, tracking team commitments and deliverables toward the collective goals.
• Build awareness and understanding of bank’s data architecture and collaborate with relevant Digital MI teams to solve for analytics requirements.
• Drive process improvement, efficiency and resolve core business issues in the team.
• Ensure highest quality of the reports produced by the team, whilst being on top of relevant processes and timelines end to end.
• Be on top of the latest key balance‑sheet related drivers.

• Engagement with senior stakeholders like Business Product Heads, Cluster heads, Treasury, Finance & CPM colleagues.

• Ensure effective reporting controls in place to prevent errors due to misstatement or omission of material financial information.

• Participate in shaping the business growth with product, treasury and finance teams.
• Ensure key stakeholders are aligned to all key initiatives.

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, elevate, mitigate and resolve risk, conduct and compliance matters.

• TB, WRB Product Management (local, regional & global)
• Business Finance
• Country Finance
• Financial Resource Management / CPM
• Treasury
• Corp & FI Sales
• GFS

• Bachelor’s Degree in economics (or any…