Underwriter - Medical Professional Liability

Underwriter – Medical Professional Liability

Pro Assurance is seeking an experienced Underwriter to support our medical professional liability line of business. This role can be based near our Mechanicsburg, PA office (hybrid) or remotely in Pennsylvania or elsewhere in the Northeast US.

Key Responsibilities:

• Evaluate risk through review of new and renewal business, determining risk acceptance, pricing terms and conditions (60%).
• Perform underwriting functions in accordance with established standards, guidelines, rates, and coverage forms filed and approved by law in the state of responsibility.
• Gather and analyze relevant financial data to identify and evaluate risk.
• Examine risk profile and loss history and take necessary steps to ensure each risk is appropriately classified and priced.
• Create new and renewal business indications and quotes.
• Approve underwriting transactions and bind coverage within authority; provide analysis and file documentation to support decisions.
• Determine applicable surcharges, discounts, or credits.
• Participate in committee and department meetings; prepare underwriting reports and reviews as requested by management (15%).
• Work with internal sales and marketing to foster and maintain insured relationships, identify prospects and business development opportunities (10%).
• Request Risk Management referrals (5%).
• Collaborate with Underwriting Techs to provide efficient and accurate service to agents and insureds (5%).
• Some overnight travel required for meetings with insureds and national trade shows or conferences (5%).
• Perform special projects as directed by management.

Qualifications:

• Bachelor’s degree in risk management and insurance or another business field; or a minimum of eight years insurance experience in lieu of a degree.
• Minimum of two years of medical professional liability underwriting experience.
• Progress toward or completion of an insurance or professional liability designation (e.g., RPLU, CPCU, AINS) desired.
• Resident P&C insurance agents license may be required (obtainable within one year from employment start).
• Understanding of insurance and medical terminology and underwriting principles.
• Proficiency in Microsoft Office Suite.
• Excellent organizational, interpersonal, and written/verbal communication skills.
• Strong self‑motivation and ability to juggle multiple tasks in a timely manner.
• Critical thinking and problem‑solving skills.

Salary Range: $56,446.00 – $93,145.00 (based on skills, experience, location)

Pro Assurance is committed to providing a dynamic and inclusive environment where everyone can grow personally and professionally.

Seniority level: Mid‑Senior level

Employment type: Full‑time

Job function: Finance and Sales, Industry: Insurance