Credit Monitoring Analyst - Houston​/Lubbock​/DFW​/Victoria

Credit Monitoring Analyst - Houston/Lubbock/DFW/Victoria

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External Applicants:
Please apply through Prosperity Bank's Career Center at Applying through any other source may prevent Prosperity from receiving your application.

Internal Applicants:
If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP.

Responsible for verifying accuracy of financial statements, analyzing credit and financial reports to ensure all documents comply.

• Verify accuracy of financial statements and other reporting requirements provided by the borrower per the terms of the loan agreement
• Calculate and analyze financial and other ratios to monitor the borrower’s compliance with loan documents
• Calculate availability on Lines of Credit based upon Borrower’s provided financials
• Compare loan underwriting to loan documents to ensure all requirements agreed upon are present in the legal documents
• Provide guidance to lending staff in creating and monitoring financial ratios required of borrower
• Create and send default notices when the borrower is out of compliance with loan agreement requirements
• Participate in the preparation of various reports on a periodic basis
• Exhibit an understanding of and ensure compliance with Credit and Regulatory Policies
• All other duties as needed or assigned

Education/Certification: Bachelor’s degree, preferably in finance, accounting, or business administration with a minimum of a 3.0 GPA.

Required Knowledge: Comprehensive knowledge of credit reports and determination of credit worthiness.

Technical

Skills:

Proficient in Microsoft Word, Excel, and Outlook.

Experience: Prefer prior experience in a financial institution.

Skills and Abilities: Must be detail oriented with strong analytical abilities; strong interpersonal, verbal, and written communication; time-management and organizational skills; ability to work in a team environment; initiative; solid work ethic; ability to make appropriate judgments and decisions with limited guidance; excellent planning and organizational skills; ability to work independently on high complexity projects; maintain confidentiality and instill trust within the organization.

Hours: Monday - Friday 8:00 am to 5:00 pm

40 hours per week

Entry level

Part-time

Finance and Sales

Banking

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