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Area Credit Manager
Job in
520001, Vijayawada, Andhra Pradesh, India
Listed on 2026-02-03
Listing for:
Confidential
Full Time
position Listed on 2026-02-03
Job specializations:
-
Management
Risk Manager/Analyst -
Finance & Banking
Risk Manager/Analyst
Job Description & How to Apply Below
Key Responsibilities Credit Assessment & Approval: Perform credit assessments for home loan, LAP, and NRP applications for both self-employed and salaried customers. Prepare the Credit Appraisal Memo (CAM) and proposal notes. Approve cases up to the assigned limit and recommend high-value cases to senior management.
Risk Management:
Assess and mitigate risks associated with each loan proposal. Ensure all proposals comply with legal, technical, and sanction conditions.
Portfolio & Quality Control: Maintain a portfolio of lenders and ensure loan quality is at par with bank standards.
Team & Operations Management: Handle branch dockets for the disbursement process. Manage a team and Credit Processing Agencies (CPAs) to ensure smooth operations and maintain a healthy Credit Turnaround Time (TAT) .
Reporting: Maintain a daily MIS (Management Information System) for various branches to track performance.
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