HYBRID Mortgage Underwriter

HYBRID Mortgage Underwriter

Join to apply for the HYBRID Mortgage Underwriter role at TEKsystems
.

Schedule
:
Monday – Friday, 8:00 AM – 4:30 PM

Location
:
Hybrid (3 days per week onsite) in Pensacola, FL, Winchester, VA, or Vienna, VA.

To evaluate and underwrite all equity loans offered by the Credit Union according to specific state and federal requirements to limit risk exposure.

Analyze loan documentation and determine loan decisions based on guidelines and regulations. Resolve issues and make recommendations.

• Analyze mortgage loan information on loan documents such as income, assets, and credit criteria to confirm loan eligibility based on company, local, and federal guidelines as well as adherence to investor requirements, with or without independent scoring systems.
• Analyze exceptions and rejections; recommend alternative mortgage products that could bring the loan within guidelines.
• Analyze self‑employed borrower income documentation.
• Approve equity loans and authorize loan disbursements based on a complete analysis of submitted documentation and applicable rules and regulations.
• Determine the acceptability and marketability of the real estate property to ensure sufficient collateral to secure the loan.
• Prepare and present counter‑offers on marginal loans; prepare adverse action (loan disapproval) notifications, with awareness of the compliance provisions of the regulatory agencies.
• Work closely and collaboratively with loan originator and processor to ensure all appropriate data and required documentation is obtained.
• Review and understand effects of contracts related to real estate, such as age restrictions, HOAs, etc.
• Maintain current knowledge of all equity products and any changes to guidelines by credit union, investor, or government agencies that impact the processing of mortgage loan products.
• Assist in the ongoing maintenance of online underwriting manuals.
• Exercise judgment and discretion to analyze and solve more complex or unusual problems; assess issues; may modify processes and procedures and develop alternate courses of action to complete work.

• Moderate (minimum 3 years) mortgage underwriting experience.
• Demonstrated in‑depth knowledge of underwriting principles, secondary market (FNMA and FHLMC) and/or government (FHA/VA) guidelines, and relevant regulatory requirements.
• Strong organization skills and ability to handle multiple tasks simultaneously with high accuracy in a high‑volume, fast‑paced environment.
• Strong verbal, written, and interpersonal communication skills, including experience counseling, negotiating, or explaining decisions to members and vendors.

If interested and meet the requirements/qualifications, please apply with an updated resume.

This is a Contract to Hire position based out of Vienna, VA.

The pay range for this position is $19.29 – $36.29/hr.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include the following:

• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan – Pre‑tax and Roth post‑tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short- and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)

Workplace type:
Hybrid position in Vienna, VA.

Final date to receive applications:
This position is anticipated to close on Jan 19, 2026.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information, or any characteristic protected by law.