Risk and Compliance Analyst

Location: Richmond

Overview

Join Virginia Housing and help make a difference as a Default Risk and Compliance Analyst.

This important role will support Virginia Housing's Default Administration team in its on-going risk management strategy, serving as a subject matter expert on mortgage servicing/default industry laws, regulations and guidelines. The Analyst is responsible for researching and staying current on industry changes and collaborating with internal departments (Legal, Compliance, Risk Management, IT, ISO, Systems Administration, and Business Partners) and management team on interpreting and operationalizing these changes.

Virginia Housing is one of the nation's leading housing finance agencies. Our mission is to help Virginians attain quality, affordable housing, which we accomplish through our lending and grant programs.

We are focused on employee engagement and committed to a healthy and diverse workforce. We offer on-site conveniences such as a fitness center and free parking. Educational opportunities to help your advancement are available through classroom and online programs.

To be successful in this role you must possess:

* Bachelor's degree in business, finance or risk management or equivalent work experience.

* Several years' experience researching, interpreting and operationalizing changes to mortgage servicing/default laws, regulations and guidelines.

* Proficient knowledge and understanding of default servicing guidelines to include FHA, VA, Rural Housing, Fannie Mae and Freddie Mac.

* Extensive working knowledge of ICE/MSP Servicing Platform, Passport and Loss Mitigation Solutions (LMS) Application

* Experience in all Mortgage Default areas;
Collections, Loss Mitigation, Foreclosure and Bankruptcy.

* Advanced working knowledge of Microsoft Applications (word, excel, PowerPoint, outlook, explorer, etc.)

* Strong written and verbal communication skills

* Demonstrated ability to have positive interaction with peers and management and to work across departmental lines and with business partners to effectively implement new systems and execute Quality Assurance Plan

* Strong organizational, documentation and analytical skills

* Strong ability to meet deadlines

* Adaptability to ever changing guidelines and priorities

* Strong time management skills

The ideal candidate would also have experience in:

* Project management and systems implementation.

Applications and resumes are accepted online only at

This position will close at midnight on February 5th, 2026

Hiring Range: $82,000 - $111,000

A background check will be performed as a condition of employment.

A Conflict-of-Interest Act Disclosure form and Secondary Employment Disclosure form will need to be completed as a condition of employment.

Virginia Housing requires associates to live and work within the Commonwealth of Virginia.

Internal applicants

(MR-7) Please review relevant HR policy under 'Employment Practices' on the Zone before applying.

* EOE
- V3 Certified Military friendly employer

#LI-BM1#LI-hybrid