Retail Mortgage Loan Originator Job Hollins Virginia USA,Finance & Banking

Location: Hollins

Regular or Temporary:
Regular Language Fluency:
English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services, including the qualifying package of services, and insurance products.

Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Execute effective mortgage marketing and development plans to meet or exceed agreed upon mortgage production goals.

Maintain a complete and thorough knowledge of the Mortgage Strategies, Policies and Procedures, as well as secondary market investor's guidelines utilized by Truist.

Adhere to and comply fully with any and all Truist policies and procedures related to internal and external rules and regulations, particularly those established by State and Federal law.

Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as Truist Mortgage products and their benefits.

Consistently execute on Truist's referral process by introducing mortgage clients to other bank solutions for deepening client opportunities.

Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined through quality control or post-closing review.

This position is paid solely on commissions based on the applicable standard commission rate and terms, which may include a salary draw.

QUALIFICATIONS

1+ year(s) experience in banking and/or lending environment with basic knowledge of residential property types

Good organizational, written and verbal communication skills

Possesses solid interpersonal and negotiation skills

Demonstrated proficiency in relevant computer applications

Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role including new or transfer of registration, and applicable NMLS acceptable background check

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Preferred Qualifications:

Bachelor's degree in Business, Marketing, Accounting, or related studies or equivalent financial sales experience.

Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations.

Previous sales awards and leadership positions.

OTHER JOB REQUIREMENTS / WORKING CONDITIONS

Sitting/Standing/Walking/Bending/Lifting
Sitting Frequently (25% - 50% of the time)
Standing Frequently (25% - 50% of the time)
Walking Frequently (25% - 50% of the time)
Lifting Up to 25 lbs.
Visual / Audio / Speaking Able to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone.
Manual Dexterity / Keyboarding Able to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers.
Availability Able to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need.
Travel Up to 75%

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation

All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position.

Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates.
Teammates also receive no less than 10 days of…