Risk Advisor - Select Business Unit

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Towne Insurance is hiring a Risk Advisor - Select Business Unit. This is a sales-oriented position that requires strong communication and interpersonal skills, attention to detail, and the ability to understand the prospect’s needs. A Select Business Unit Risk Advisor is responsible for assisting clients in identifying their insurance needs, recommending appropriate coverage options, and explaining policy features, benefits, and costs.

This commercial insurance sales position focuses on building relationships and trust with Towne Bank branch affiliates.

About Us

Towne Insurance is a nationally recognized top insurance and risk management firm specializing in customized insurance solutions for business clients, families, and individuals. We hire motivated, self-directed professionals who desire to contribute to their communities.

About The Role

• Develop lead sources with Towne Bank personnel across bank departments, including mortgage, real estate, insurance, and other financial services.
• Provide consistent updates to referral sources on referral status.
• Promote the Towne Bank and Towne Insurance vision and guiding principles within the community.
• Evaluate risks and make coverage and market placement recommendations to clients.
• Gather information from insured and other sources to aid quoting, marketing, and proposal development.
• Capable of using various carrier rating systems and understanding underwriting guidelines.
• Complete Acord or company-specific applications.
• Craft and present proposals to prospects over the phone.
• Maintain strong organizational skills and document EPIC Management System promptly throughout the sales cycle.
• Verify that all policies are bound with insurance companies in writing prior to or on the policy effective date.
• Contact insureds as needed to collect outstanding balances according to office procedures and maintain current balances on all insured accounts.
• Collaborate with Agency Account Managers to ensure paperwork, system documentation, and billing requirements are complete.
• Keep P & C license active and pursue continuing education.
• Attend office and company meetings as necessary and adhere to AML/BSA regulations as applicable.

Skills And Experience You’ll Need

• Current VA Property Casualty License or carrier experience.
• Minimum 2 years of insurance sales or customer service experience.
• Proficiency in insurance agency management software and Microsoft Suite.
• Customer-focused mindset with adaptability to handle diverse customer situations and industry changes.
• Organized with ability to multitask; self-motivated and detail oriented.
• Professional appearance and attitude; proactive in problem-solving.
• Ability to work in a fast-paced team environment.

Bonus Points If You Have

• Property & Casualty Insurance designations.
• Prior success selling insurance or similar products.
• Insurance company relationships and EPIC Systems experience.
• Strong community relationships that complement insurance competency.

What We Offer

• Excellent growth and advancement opportunities
• Competitive pay based on experience
• Health, vision, dental, and Employee Assistance Program
• Paid time off, holidays, sick leave, and bereavement
• Profit Sharing
• Continuing education opportunities
• 401K with employer matching
• Employee discounts and identity theft protection
• Tution reimbursement and paid training opportunities
• Paid parental leave and wellness plan

Serving Others. Enriching Lives. Our member-centric approach empowers our team to build lasting relationships with the businesses, families, and communities we serve, leading to opportunities for our insurance professionals.

We value and respect the impact our colleagues make every day and encourage professional and personal development while embracing diverse talents, backgrounds, and perspectives.