Private Banker - Waco

Private Banker - Waco

Extraco Banks seeks a Private Banker to join our Private Banking team, located on‑site in Waco, Texas. The role focuses on developing, managing, and retaining high‑net‑worth client relationships, providing customized banking strategies and a high‑touch experience.

• Establish and maintain strong relationships with existing Premier Banking clients, serving as their primary point of contact for all banking needs.
• Identify and develop new relationships with potential Private Banking clients internally and externally, through referrals, community involvement, and prospect mining.
• Profile client needs across the full spectrum and provide tailored advice in collaboration with internal stakeholders, utilizing planning capabilities and developing solutions across lending, deposit, investment, and other services.
• Work closely with the Private Banking Manager to develop and enhance products that grow the private bank and its customers.
• Collaborate with other departments to ensure excellent service and alignment with the bank’s goals.
• Identify additional opportunities from existing clients, leveraging all resources to become their lead or sole provider.
• Manage client portfolios, planning, delivering, and reviewing regularly to deliver high contact and communication.
• Facilitate financial needs assessments, monitor ongoing circumstances, and adjust services accordingly.
• Ensure proposed solutions maximize clients’ goals and objectives.
• Coordinate commercial, consumer, and other loan requests through established processes.
• Ensure relationship/product growth plans are developed with the Director of Private Banking and implemented.
• Develop detailed knowledge of Extraco’s products and services, including loans, accounts, consulting, etc.
• Prepare and deliver presentations on various financial topics.
• Maintain accurate, up‑to‑date records of client interactions, sales activities, and metrics.
• Participate in community events to promote the bank and build relationships with potential clients.
• Keep up‑to‑date with industry trends and regulations, ensuring compliance with applicable laws.
• May work on limited‑complexity projects in a support or advisory role.

• Effectively perform and complete banking services per Extraco policies, procedures, and regulations.
• Complete documents and reports accurately, efficiently, and timely.
• Maintain good working relationships and partnerships with personnel, management, customers, and vendors.
• Adhere to KPI goals, including new business acquisition, product, deposit, loan growth, client satisfaction, and retention.

• Bachelor’s degree in Business preferred, or equivalent work experience.

• Strong relationship management and team‑building skills.
• Effective oral and written communication, public relations skills.
• Cooperation with and assistance to internal and external parties.
• Organizational and time‑management skills, able to handle multiple tasks under tight time frames.
• Goal‑oriented, driven to achieve individual and team objectives.
• Attention to detail and accuracy.
• Understanding of banking regulations and compliance requirements.
• Problem‑solving skills in varied situations.
• Ability to follow instruction, prioritize, and follow through on assignments.
• Ability to write reports, business correspondence, and procedural manuals.
• Ability to calculate figures such as interest, ratios, loan growth, percentages.
• Proficiency with modern office equipment and software.

Entry level

Full‑time

Finance and Sales;
Banking

Referral opportunities increase your chances of interviewing at Extraco Banks.