Deposit and Payment Processing Specialist

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits? Our "people helping people" philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.

While we're proud of our history, we're even more excited about our future. With business and technology transformation on the horizon, there's never been a better time to be part of BECU.

The Target Pay Range for this position is $25.67-$31.30 hourly. The full Pay Range is $21.11-$37.07 hourly. At BECU, compensation decisions are determined using factors such as relevant job‑related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.

• 401(k) Company Match (up to 3%)
• 4% annual contribution to your 401(k) by BECU
• Medical, Dental and Vision (family contributions as well)
• PTO Program + Exchange Program
• Tuition Reimbursement Program
• BECU Cares volunteer time off + donation match

Imagine being the backbone of BECU's payment and deposit operations. In this role,
you'll ensure every transaction flows seamlessly
, safeguarding accuracy and compliance while supporting our members' financial journeys. Your expertise will keep critical processes running smoothly—from ACH and wire transfers to check clearing—making you an essential part of our success story.
Your attention to detail and problem‑solving skills will directly impact member satisfaction and operational excellence.

This role will be a hybrid work model, with up to three days each week onsite at our Tukwila, WA office, giving you flexibility while fostering collaboration.

• Champion Accuracy: Process deposits, payments, and wire transfers with precision, ensuring every transaction meets regulatory and internal standards.
• Master the Details: Operate imaging systems to capture and process checks and remittance documents for multiple work types.
• Keep Things Moving: Ensure ACH transactions, wire transfers, and internal investments are completed within strict time frames set by the Federal Reserve.
• Solve Problems Fast: Investigate and resolve discrepancies, exceptions, and out‑of‑balance conditions to maintain smooth operations.
• Collaborate and Communicate: Respond promptly to member inquiries and maintain clear communication with financial institutions regarding cash letters and returns.
• Protect What Matters: Maintain secure, systematic records and documentation for all transactions.
• Stay Ahead of Compliance: Apply your knowledge of NACHA, Federal Reserve, and NWCHA rules to ensure every process aligns with regulations.
• Grow Your Expertise: Continuously learn and adapt to evolving payment systems and regulations while supporting additional duties as needed.

This isn't just about ticking off tasks on a list. It's about making a significant, positive change in BECU's journey, where your contributions are valued, and your growth is continually fostered.

• Impactful Work: Your efforts will directly influence member satisfaction and operational success.
• Skill Development: Expand your expertise in ACH, wire transfers, and payment systems.
• Career Growth: Opportunities to advance within BECU's dynamic financial operations team.
• Collaborative Culture: Join a team that values innovation, accuracy, and continuous improvement.
• Purpose-Driven Environment: Work for a credit union that prioritizes members over profits.

Minimum Qualifications:

• High school diploma or equivalent.
• Typically two years of experience in a financial institution with operational experience such as data entry, item processing, reconciliation, fraud identification or related experience.
• PC and 10‑key skills with the ability to learn new software.
• Verbal and written communication skills in…