Underwriter, Finance & Banking

Northreach is a dynamic recruitment agency that connects businesses with top talent in financial services, fintech, and digital sectors. We specialize in providing a seamless recruitment experience for clients and candidates, fostering innovation and professional growth.

Northreach is supporting a growing specialist property lender in the search for an experienced Senior Bridging Underwriter to join a high-performing underwriting team. This role suits a senior underwriter who enjoys managing complex property finance transactions, maintaining high credit standards, and playing a visible role in deal delivery across the wider business.

You will manage your own pipeline while also contributing to underwriting quality and supporting team performance in a fast-paced, deal-driven environment.

• Underwrite bridging and specialist property finance cases from initial application through to completion
• Maintain ownership of a live pipeline of cases, managing workflow and meeting service levels
• Assess borrower strength, property security, valuation reports, and exit strategies
• Prepare and present credit papers to credit committee, clearly outlining risk and commercial rationale
• Maintain regular contact with brokers, solicitors and valuers to ensure efficient case progression
• Work closely with finance and treasury teams to ensure funding is completed on time
• Provide updates to internal stakeholders on pipeline and deal progress
• Contribute to improvements in underwriting processes while maintaining credit quality
• Work to individual and team KPIs while prioritising workflow effectively

• Minimum five years’ experience in specialist or bridging finance underwritin
• Experience holding or working with a lending mandate of £500k or greater
• Strong technical understanding of property-backed lending and credit risk
• Confident preparing and presenting credit papers for approval
• Strong relationship-building skills with brokers and professional partners
• Excellent communication and organisational skills
• Ability to prioritise workload and perform under deadlines
• Understanding of UK mortgage and specialist lending regulatory requirements

• Join a lender operating in a high-growth specialist property finance space
• Work in a collaborative team where underwriting quality and deal delivery are highly valued
• Exposure to a broad range of complex bridging and development transactions
• Opportunity to develop further mandate authority and leadership exposure within underwriting

Interested candidates are encouraged to apply via Northreach for a confidential discussion.