Commercial Finance Analyst

Location:

Watford (Hybrid) Salary: £45,000 benefits

Contract:

Full-time, permanent

We are seeking a commercially minded Commercial Finance Analyst / FP&A Analyst to join our finance team in Watford. This role is ideal for someone who enjoys partnering with the business, analysing financial performance, and supporting strategic decision-making. You will play a key part in budgeting, forecasting, month-end reporting, and providing insight to senior stakeholders. This position suits a part-qualified finance professional (ACCA/CIMA/ACA) looking to develop within a fast-paced, commercially focused environment.

• Support commercial teams with financial insight to drive performance and improve profitability.
• Analyse sales, margin, pricing, and customer performance, identifying drivers and trends.
• Provide data-driven recommendations to senior leadership to influence commercial strategy.
• Develop and maintain financial models to support business cases, scenario analysis, and investment decisions.
• Monitor KPIs, highlighting risks and opportunities across revenue and cost lines.

• Assist with the annual budget and regular reforecasting cycles.
• Consolidate inputs from multiple business units and challenge assumptions where appropriate.
• Prepare variance analysis, bridging performance between actuals, forecasts, and prior periods.
• Support long-term strategic planning and rolling forecasts.

• Perform month-end analysis including revenue, gross margin, opex and overhead reporting.
• Prepare journals (accruals, prepayments, adjustments) where required.
• Ensure accurate and timely financial reporting in alignment with group deadlines.
• Reconcile key accounts and work closely with the Financial Accounting team to ensure data integrity.
• Create dashboards and financial packs for senior management review.

• Work with Excel and BI tools (e.g., Power BI, Tableau, or similar) to improve reporting efficiency.
• Enhance existing reporting frameworks and develop automated processes where possible.
• Maintain financial models and ensure data accuracy and consistency.

• Part-qualified or recently qualified ACCA / CIMA / ACA (or equivalent experience).
• Strong analytical and commercial mindset.
• Excel skills at an advanced level (pivot tables, lookups, modelling).
• Experience with BI/reporting tools preferred.
• Excellent communication skills - able to present complex data clearly.
• Comfortable working with stakeholders across multiple teams.
• Proactive, detail-oriented, and able to work in a fast-paced environment.

• £45,000 salary
• Hybrid working (Watford office)
• Study support (if applicable)
• Progression opportunities within a growing finance team
• Great exposure to cross-functional commercial operations