Wholesale ​/ Corporate Credit Specialist

Join DLL to help us build the UK Wholesale equipment-based financing portfolio. Wholesale is an important growth driver that is being scaled, which creates this role opportunity.

At DLL, we work in the dynamic global equipment-based financing industry. We enable global Wholesale clients (revenues EUR >250mln, including clients of Rabobank) to grow, invest and innovate to reach their business goals.

As a Wholesale/Corporate Credit Specialist you will be responsible for working alongside the Relationship Team advising, analysing, underwriting and helping frame documentation to enable the growth of the equipment financing portfolio. In addition, you will oversee in life portfolio management, including covenant compliance, for this growing portfolio.

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Responsible for supporting the Relationship team in engaging and growing long term client relationships, with a leading role in analysing, underwriting and managing credit risk across corporate and wholesale lending portfolios. The role supports new business origination through deal team process management leading to credit applications for decisioning, ongoing portfolio monitoring and disciplined risk management.

In addition you will work effectively with all relevant departments to deliver the best customer journey experience through our tailored solutions while ensuring risk/ reward standards are met.

• Engage proactively with Relationship Team to support commercial objectives
• Help structure complex lending solutions, often linked to wider Rabobank senior financing arrangements
• Help manage end-to-end transaction process with stakeholders including Relationship Team, Risk, Legal and Product teams
• Own and lead credit analysis for new transactions from origination through approval, including engaging with the client to source understanding and help build the relationship with DLL.
• Conduct in-depth financial analysis including cash flow modelling, stress testing and scenario analysis
• Evaluate business models, management quality and sector-specific risks
• Prepare, review and present high quality and balanced credit applications to credit committees and senior stakeholders across DLL / Rabobank
• Ensure adherence to credit policies, risk appetite and regulatory requirements
• Help with developing transaction documentation suitable for contracting the solutions created / approved to ensure transactions are closed in line with client expectations
• Monitor portfolio performance including covenant compliance and early warning indicators, whilst driving annual reviews.
• Identify and escalation emerging risks and recommend appropriate mitigation strategies
• Drive efficiency in deal execution and credit decision turnaround times
• Contribute to portfolio reporting, sector insights and risk analytics
• Coach and mentor team members and share best practices

• Strong knowledge of structured finance, asset-based lending solutions and how to document the approved solution and monitor in-life performance
• Extensive (10+ years) experience of conducting credit risk analysis / credit application preparation / supporting solution delivery in corporate lending environments
• Promotes a customer-centric approach, building and maintaining strong, long-term client relationships.
• Advanced financial modelling and analytical capability
• Excellent written and verbal communication skills
• Strong commercial judgement and capable stakeholder influencer
• Ability to work autonomously, while collaborating across multiple teams, and juggling multiple priorities / deadlines
• Continuous improvement and growth mindset
• Prior people management experience would be an upside attribute

• Work-Life Balance:
  Flexible working, including hybrid, designed to support you at every stage of life.
• Global and Inclusive Culture: A global and inclusive culture where your unique background and perspectives are valued.
• Two volunteering days:
  Two working days to contribute to charities and your community.
• Comprehensive Benefits:
  Health, wellness, and financial programs, including mental health support, parental leave, and industry leading holiday package.
• Professional Growth:
  Access to training, mentorship, tuition reimbursement, and career development programs tailored to your goals.
• Click thislink to look at the benefits in your region.

At DLL, we recognize that investing in member wellbeing is essential for creating an inclusive and supportive work environment. This not only promotes personal and professional growth but also boosts productivity, engagement, and overall success. We focus on the following:

• Supporting Members During Moments That Matter:
  We provide dedicated support resources to help you navigate significant events in your work, your lifestyle, and your personal moments.
• Implementing Global Wellbeing Programs:
  We carefully select and implement programs that enhance our…