VP Credit Administration Officer

Description

This individual will assist and oversee credit analyst(s) in analyzing commercial credit and financial reports to determine risk involved in extending credit, reconciling customer statements/billings, and scrutinizing financial data such as market share, income growth, and management quality to decide if loans will be feasible. In addition, this individual will assist and oversee preparation of credit write-ups and monitoring on‑going financial information, presenting credit requests for approval, participating in client calls, and providing exceptional customer service.

They will assist and oversee the monitoring of an assigned credit portfolio, complete annual reviews, and may be granted some loan authority.

May perform any or all of the following duties:

Follow First Federal Bank of Wisconsin policies and procedures. Follow all state and federal banking requirements.

• Have a Bachelor’s degree in accounting, finance, or a similar field or equivalent experience.
• Have a strong understanding of accounting concepts and how to apply them to financial statement analysis.
• Have strong reasoning ability with the ability to define problems, collect data, establish facts, and draw conclusions.
• Have proficient computer skills using Microsoft Office (specifically Word, Excel, PowerPoint, and Access) and various lending software packages.
• Have general knowledge of appraisal valuation techniques.
• Demonstrate an ability to work effectively with others in a cooperative and collective environment.
• Have strong written communication skills. Must be able to effectively and cooperatively interact with employees within the Bank.
• Ability to prioritize, organize time, and work independently.
• A minimum of one year credit analyst experience is preferred.

Thorough knowledge of bank services and policies including all types of commercial loans. Time management, analytical, and communication skills.