Mortgage Processor

Mortgage Processor at Valley Bank

• Prepare and mail required regulatory disclosures. Order appraisal and flood certification, and retrieve and review same.
• Score application via automated underwriting system and carefully review decision results.
• Communicate with applicant, Home Loan Consultant, and/or Home Loan Assistant to request required documentation.
• Verify accuracy of information upon receipt and edit LOS as needed.
• Review entire file, put in proper order and submit to underwriter.
• Manage an assigned pipeline of loans and ensure contingency and closing dates are met.
• Work with Home Loan Consultant to determine viable solutions to make deals work while balancing high credit quality.
• Update general comments with all activity on the loan.
• Request verifications (VOE, VOD, VOM, etc.), when applicable.
• Responsible for providing customers with periodic status updates regarding their loan application.

• Good verbal and written communication skills.
• Basic PC skills.
• Ability to handle multiple assignments simultaneously.
• Demonstrate excellent customer service and pipeline management skills.
• Ability to handle confidential material in a professional, ethical manner.
• Knowledge of FNMA, FHLMC, FHA, and VA underwriting guidelines.

• High School Diploma or GED and a minimum of 6 months related experience in residential mortgage processing.

• Entry level

• Full-time

• Finance and Sales
• Banking

Location:

New York, NY