Loan Officer

Job Details

Job Location: Webb City-Madison - Webb City, MO 64870

Position Type: Full Time

Education Level: Not Specified

Salary Range: $60,000.00 - $

Job Category: Banking

Loan Officers is responsible for developing new business, structuring, underwriting, pricing and documentation of loans, as well as maintaining and servicing an existing portfolio. The position represents the bank in the local community through active participation in community affairs and participates in marketing all of the banks products and services.

• Represent MMB in a courteous and professional manner, provide an extraordinary customer experience through a relationship driven, consultive sales approach.
• Knowledge of MMBs products and services and ability to recommend and train/educate customers on solutions that fit their need.
• Monitor and existing loan portfolio to ensure proper risk ratings and early identification of potential problems.
• Maximize bank profitability through appropriate pricing of new loan originations, fee income and selling all bank products and services.
• Negotiate terms, structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority with the bank as required.
• Support the banks strong relationship banking culture through on‑going customer contact, quality customer service and superior product knowledge.
• Prepare required disclosure information within designated time frames.
• Work closely with other departments to facilitate the creation of financial write‑up.
• Comply with all Bank policies/procedures, and all applicable federal and state laws and regulations.
• Actively participate in business community activities for referral networking.
• Assist with mentoring and coaching junior officers and loan assistants.
• Performs other duties as required.

• Strong oral and written communication skills
• Thorough understanding of the companys policies, procedures, systems, and objectives.
• Excellent interpersonal and negotiation skills.
• Excellent organizational skills and attention to detail.
• Strong analytical and problem‑solving skills with a proven ability to exercise initiative, judgment, and discretion.
• Ability to function well in a high‑paced and at times stressful environment.
• Proficient with Microsoft Office Suite or related software.

• Bachelors degree in finance, business or economics.
• Formal credit training.
• Minimum of three years of lending experience.

• Prolonged periods of sitting at a desk and working on a computer.
• Must be able to lift 15 pounds at times.