Senior Credit Analyst

West Des Moines - 15
5700 University Avenue
Suite 100
West Des Moines, IA 50266, USA

• Serves as the main contact between the bank and the underwriting system.
• Serves as an advisor on all credit analysis for all commercial and ag underwriting.
• Provides operational support to branches including problem resolution, process improvement and efficiencies that are consistent with the corporate goals and objectives.
• Develops, analyzes, implements and oversees established policies and procedures to ensure consolidation of risk management and compliance.
• Serves as a backup for other position(s) and performs other duties, as assigned. *
• Enhances career through work experience and continuing education. *
• Maintains compliance with federal, state and local laws and regulations. *
• Participates and responds to examinations, audits and third party reviews. *
• Complies with the Information Security Program and is accountable for maintaining a high level of risk and security awareness. *
• Establishes a good image for the Bank by being active and visible in the community. *
• Attends meetings as assigned. *
• Develops a working knowledge of the Bank’s products and services through usage and webex attendance to provide quality customer service while building relationships and exceeding expectations. *

Responsible for the overall direction, coordination, evaluation and development of reporting staff. Carries out supervisory responsibilities in accordance with the organization’s policies and applicable laws. Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance, rewarding and disciplining employees; addressing complaints and resolving problems.

To perform this job successfully, an individual must be able to perform each essential function satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Bachelor's degree (B.A.) required; five to ten years of related experience and/or training required; or equivalent combination of education and experience.

Above average verbal and written communication skills. Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.

Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry.

Ability to define problems, collect data, establish facts, and draw valid conclusions. Ability to interpret a variety of instructions in written, mathematical or diagram form and deal with several abstract and concrete variables.

Must have a valid driver’s license and be willing to travel to outlying branch areas, as business needs dictate.

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this light physical work position, the employee is regularly required to sit, talk or hear. The employee is occasionally required to stand, walk, use hands to finger, handle or feel, reach with hands and arms, climb or balance, stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds.

Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus. Close up visual…