Credit Manager

Helena Agri-Enterprises, LLC is an innovator and service provider for agricultural and professional markets in the United States and around the world. We are one of America's only retailers and distributors with expertise in formulation, research and development, precision technology, data solutions, professional application and manufacturing. For nearly 70 years our people have been driven to provide sustainable solutions that help feed, clothe and fuel the world.

With over 450+ locations nationwide and over 6,000 employees we rank among the top agricultural service companies in volume and sales of agricultural products and services.

Helena Agri-Enterprises, LLC is an innovator and service provider for agricultural and professional markets in the United States and around the world. We are one of America's only retailers and distributors with expertise in formulation, research and development, precision technology, data solutions, professional application and manufacturing. For nearly 70 years our people have been driven to provide sustainable solutions that help feed, clothe and fuel the world.

With over 450+ locations nationwide and over 6,000 employees we rank among the top agricultural service companies in volume and sales of agricultural products and services.

The Credit Manager plays an important leadership role at Helena, partnering with sales and business leaders to support profitable growth while protecting the company's financial integrity. This position leads a collaborative credit function, provides sound guidance on complex credit decisions, and builds trusted relationships rooted in accountability and service. It's an opportunity for a people‑focused leader to make a meaningful impact across the organization.

• Manages and trains the Credit Team, which typically includes an Assistant Credit Manager, Credit Analysts, and Credit Administrators.
• Implements Helena's credit policy and conducts training to support consistent application across the division.
• Analyzes, develops, and initiates action on complex credit situations.
• Reviews and approves credit requests up to $1 million submitted by branch locations and processed by the Credit Team.
• Reviews, processes, and submits credit requests over $1 million to the Division Manager, Business Unit Vice President, and Director of Credit for approval.
• Evaluates and analyzes customer credit risk to determine appropriate credit limits.
• Communicates credit decisions and approved limits to branch and location teams.
• Monitors receivables and collection activity on a regular basis using Power BI, Orbit, and Oracle.
• Identifies problem accounts and communicates with sales teams and customers to resolve issues.
• Conducts annual reviews and adjustments of customer credit lines.
• Reviews requests for credit line increases when limits are met or exceeded.
• Suspends or revokes credit lines when financial information indicates increased credit risk.
• Communicates directly with customers to obtain additional financial or credit information to support credit decisions.
• Reviews and processes requests for extended terms and lending partner arrangements and forwards recommendations to the Division Manager for concurrence.
• Notifies sales branches of credit decisions in a timely manner.
• Maintains complete documentation of credit decisions and supporting materials in electronic credit files and the Oracle Credit Management system.
• Reviews and approves credit-related adjustments and exception documents.
• Maintains records related to bad debt write-offs and bad debt recoveries.
• Negotiates repayment arrangements with delinquent customers.
• Travels periodically with sales personnel to meet with customers regarding credit…