AML Analyst

• Provide guidance and support to the business on anti-money laundering controls, processes and training
• Take the lead on AML and Financial Crime projects
• Act as the main point of reference in live cases where AML risks are identified
• Progress customer risk rating, process enhancement, and AML staff training and awareness projects
• Work with the Senior Risk Manager, Senior Compliance Manager and MLRO on MLRO Annual Reports and related recommendations
• Enhance processes for identifying AML red flags using staff awareness and system data
• Advise on the appropriate level of CDD and EDD for live cases
• Support AML-related business decisions and make recommendations
• Advance customer-book risk-rating capabilities
• Implement projects and actions highlighted by the MLRO Annual Report
• Conduct periodic reviews of higher-risk customers
• Oversee shortfall and over-payment queries
• Investigate internally raised AML suspicions
• Supply monthly and quarterly financial crime MI
• Undertake ad hoc projects and research as directed by the Senior Management Team

• Highly motivated individual with exceptional analytical and communication skills
• Strong hands-on AML and KYC experience, ideally gained in financial services
• Previously worked in the financial services/mortgage industry
• Good attention to detail and accuracy
• Excellent IT skills, proficient in Microsoft Word, Excel, PowerPoint and PDF
• Excellent interpersonal, organisational and detail-oriented skills
• Ability to handle sensitive and confidential management issues and information with discretion
• Team player, supportive of others, proactive
• Self-educating, curious, pragmatic and solution-oriented mindset
• Familiarity with third-party AML systems
• Knowledge of fraud detection systems such as CIFAS, SIRA and Hunter
• Understanding of internal and external SARs
• Understanding of FCA and AML regulation
• Ability to assess AML/Financial Crime risk posed by customers and evaluate customer risk ratings
• Keen eye for detail and ability to not take everything at face value

Demonstrates strong expertise in Anti-Money Laundering (AML) and Know Your Customer (KYC) processes, with a focus on risk assessment, compliance, and financial crime prevention. Proficient in utilizing AML systems and conducting detailed investigations while maintaining high standards of accuracy and confidentiality.

• AML Experience
• KYC Experience
• Financial Crime Risk Assessment
• FCA Regulation Knowledge
• Third-Party AML Systems Familiarity

• Anti-Money Laundering
• Know Your Customer
• Risk Assessment
• Fraud Detection Systems
• Customer Due Diligence
• Enhanced Due Diligence
• Data Analysis
• Process Enhancement
• Financial Crime Reporting
• Regulatory Compliance

• Analytical Skills
• Communication Skills
• Attention to Detail
• Interpersonal Skills
• Organizational Skills

• Financial Services
• Mortgage Industry
• AML Controls
• Customer Risk Rating
• SARs

• Microsoft Word
• Microsoft Excel
• Microsoft Power Point
• PDF Software
• CIFAS
• SIRA
• Hunter