Consumer Underwriter

Opportunity

Consumer Underwriter for New Jersey market

• Maximize portfolio revenue by practicing sound underwriting judgment and risk management principles.
• Ensure compliance with underwriting policies; elevate risk issues and stay abreast of constant changes in policy and procedures.
• Limited travel will be required for this role.
• Requires flexibility in work schedule, evening hours and weekends may be required.
• Demonstrated strong performance in managing key relationships and/or key markets to drive business plan results.

• Bachelor’s degree highly preferred; equivalent experience can be used in lieu of a degree
• 1+ years in auto finance consumer underwriting (prime, sub-prime, and/or non-prime), or financial services is preferred
• Ability to perform technical based activities
• Knowledge of and exposure to fundamental theories, principles, and concepts.
• Demonstrating technical expertise and relationships to supply to strategy and drive business results
• Familiar with the Auto Finance industry, consumer credit, trend analysis/analytics
• Excellent sales, negotiation, problem solving, and analytical skills
• Must be an independent worker with strong time leadership skills

• Time Away:Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level).
• Planning for the Future:plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access.
• Supporting your Health & Well‑being:flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long‑term disability, pre‑tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well‑being program that helps you and your family stay on track physically, socially, emotionally, and financially.
• Building a Family:adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back‑up child and adult/elder care days and childcare discounts.
• Work‑Life Integration:other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
• Other compensations:depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity.
• To view more detailed information about Ally’s Total Rewards, please visit this link:

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Ally Financial is a customer‑centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial‑services provider to our consumer, commercial, and corporate customers. For more information, visit

Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at  Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

$55,000 - $95,000 USD

Incentive Compensation:
This position is eligible to participate in our annual incentive plan.

Ally’s compensation program offers market‑competitive base pay and pay‑for‑performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry‑leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including: