Director of Finance

We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

Hear from our UK team about what it's like working at Monzo ✨

Dublin, Ireland |
Competitive remuneration package , share options ➕ benefits | Hear from the team

⭐Our Finance team

Our finance team is growing and we're hiring a dynamic Director of Finance to lead our EU financial operations. This strategic role involves commercial leadership, shaping financial strategies for growth and efficiency, and providing key insights to business units. You'll manage budgeting and forecasting, oversee relationships with outsourced providers for accounting and tax, and manage audits. As a leader, you'll ensure financial integrity and support strategic decision-making to achieve Monzo's mission of making money work for everyone.

The role you are applying for is a Controlled Function (CF-1) within the meaning of the Central Bank Reform Act, 2010. For this role, appointment will be conditional on Monzo being fully satisfied that the appointee meets the requirements as set out in the Fitness and Probity Standards 2018 issued by the Central Bank of Ireland. As a CF, the role holder will be subject to Conduct Standards under the Central Bank of Ireland Individual Accountability Framework and will be required to take reasonable steps to ensure that the relevant conduct standards are met.

You’ll play a key role by…

Strategic Financial Leadership:

• Play a pivotal role in shaping financial strategies to fuel business growth and operational efficiency across EU operations.
• Stay abreast of market trends, regulatory shifts, and emerging technologies to continuously enhance and innovate financial processes.
• Serve as a trusted advisor to the CFO and the Executive team, offering strategic insights and guidance on financial matters.

Financial Business Partnering:

• Collaborate with business units, providing financial insights and analytics to inform strategic and operational decisions.
• Support business initiatives through robust financial analysis and risk assessment, working alongside cross‑functional teams.
• Cultivate strong relationships with senior stakeholders to understand their objectives and tailor financial support accordingly.

Financial Planning & Analysis (FP&A):

• Lead the budgeting and forecasting processes for Monzo EU, ensuring alignment with Monzo’s Group strategic goals.
• Provide detailed financial analysis and modelling to support strategic initiatives and investment decisions.
• Identify and analyze key financial metrics to assess performance and recommend improvements.

Management of Outsourced Financial Functions:

• Oversee and manage the relationship with the outsourced provider responsible for financial accounting, statutory financial statements, reconciliations, and tax obligations.
• Develop and enforce SLAs and performance metrics to ensure high standards of service delivery and compliance with accounting standards and tax regulations.
• Review and approve all financial reports and statements prepared by the outsource provider to ensure accuracy and compliance.

Audit and Compliance Oversight:

• Manage both internal and external audit processes, ensuring thorough preparation and facilitating audits to meet all regulatory requirements.
• Liaise with auditors and ensure any findings are addressed promptly and effectively.
• Maintain strong internal controls and ensure compliance with all financial regulations and standards.

We’d love to hear from you…