Private Bank, Deposit​/Liquidity Product Manager

The Private Bank Deposits Product Manager is the business owner for Deposits within a broader product domain. This role manages product-level strategy, performance, pricing, competitive positioning, and risk alignment. The Product Manager ensures each product meets client needs, enhances advisor effectiveness, and contributes to Private Bank financial and risk objectives.

Product Managers partner closely with Experience Owners - who handle requirement writing, delivery execution, and testing - while the Product Manager provides business direction, product intent, and prioritization.

• Owns strategy, positioning, and enhancement roadmap for assigned products within the domain.
• Develops product proposals, business cases, and strategic recommendations.
• Ensures product design aligns with client needs, business goals, credit appetite, and market positioning.
• Maintains product policies, procedures, and advisor guidance.

• Gathers and analyzes advisor feedback, client insights, and competitive trends.
• Identifies gaps and opportunities to enhance product relevancy or competitiveness.
• Transforms findings into clear product recommendations and priorities.

• Conducts pricing analysis and recommends rate, fee, and structural changes.
• Monitors profitability, revenue contribution, and return metrics.
• Ensures pricing actions are aligned with business, liquidity, risk, and market dynamics.

• Reviews performance metrics, credit trends, and emerging risks for assigned products.
• Supports risk analysis and contributes to policy or guideline updates.

• Partners with Experience Owners to ensure product features and enhancements reflect business intent.
• Identifies process friction points and recommends improvements to enhance client experience.
• Ensures advisors have the right tools, materials, and clarity to use the product effectively.

• Works with Marketing to update product materials, client communications, and advisor enablement content.
• Ensures messaging is accurate, compelling, and aligned with product strategy.

• Ensures products comply with operational risk, fair banking, compliance, and regulatory requirements.
• Maintains documentation and supports audit and risk review processes.
• Tracks issues and ensures remediation activities are completed.

- Experience in product management, lending, deposits, treasury, or private banking.

- Strong analytical, credit, and financial skills.

- Ability to manage cross-functional work and influence stakeholders.

- Clear, structured communication and strategic thinking skills.

• Hours per Week: 40
• Work Schedule:
  
  M-F 8:00-5:00
• In office 4 day requirement for one of the locations posted; 1 day WFH

The salary range for this position is $128,000 - $150,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit  .

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.