Chief Financial Officer

SVP of Finance, Equity Bank

Position Summary:

This role is responsible for overseeing all accounting, finance, treasury, and financial reporting functions of the Bank. It ensures integrity of financial information, compliance with regulatory requirements, effective balance sheet and liquidity management, and provides strategic financial leadership to executive management and the Board. The position plays a critical role in asset‑liability management, capital planning, regulatory reporting, and merger and acquisition activities.

Accounting, Finance, and Treasury Management

• Direct and oversee all accounting and finance operations, ensuring accuracy, timeliness, and compliance with GAAP and regulatory requirements.
• Monitor and analyze the Bank’s financial performance through monthly financial statements, ratios, and management discussion and analysis.
• Stay current on applicable GAAP, tax, and regulatory pronouncements; communicate and implement changes as needed.
• Manage the Bank’s investment and bond portfolio, including structure, risk, interest rates, safekeeping, pledging, accounting, cash flow, duration/average life analysis, and purchase and sale activity.
• Develop, review, and update financial and treasury‑related policies at least annually, including Investment, Asset‑Liability Management, Capital and Dividend, Contingency Funding, and BOLI policies.
• Chair the Asset‑Liability Committee (ALCO) and provide leadership on balance sheet strategy, liquidity, and interest rate risk management.
• Oversee daily cash management, funding strategies, and borrowing activities, including relationships with the FHLB and other correspondent banks.
• Bid on certificates of deposit for local governmental entities and manage related funding activities.
• Oversee the production and distribution of monthly reporting on key financial and departmental performance drivers.
• Ensure strong internal controls are in place and maintained, including compliance with SOX requirements.
• Supervise, mentor, and develop accounting and finance staff; serve as a technical resource and provide operational backup as needed.

Regulatory and Risk Management

• Oversee the preparation, review, and timely filing of all quarterly and annual bank regulatory financial reports.
• Manage the Bank’s liquidity position to ensure sufficient funding under both normal and stressed conditions.
• Oversee interest‑rate risk measurement, reporting, and mitigation strategies.
• Ensure compliance with all applicable banking laws, regulations, and internal policies, including ethics, information security, BSA, and suspicious activity reporting requirements.

Mergers & Acquisitions

• Lead and conduct financial due diligence for merger and acquisition opportunities, including analysis of financial statements, fixed assets, contracts, insurance, litigation exposure, and other related areas.
• Collaborate with executive management, brokers, and legal counsel on branch sales and acquisition transactions.
• Review and validate M&A financial models and computations to ensure assumptions, cost savings, and economic outcomes are reasonable and well supported.

Strategic Leadership and Other Duties

• Provide financial insight, analysis, and commentary for internal training and development programs.
• Partner with the CFO and other executives on matters involving financial strategy, capital planning, litigation support, regulatory relations, shareholder and director communications, contracts, and risk management.

• Bachelor’s degree in Accounting.
• 10+ years of progressively responsible accounting and finance experience.
• Experience in or with a publicly traded financial institution or large community/regional bank, preferred.
• Strong technical knowledge of accounting principles, financial reporting, and bank operations.
• Demonstrated leadership experience with the ability to manage, develop, and motivate teams.
• Excellent interpersonal, communication, and presentation skills with a professional executive presence.
• CPA license.

• Health, Dental & Vision Insurance.
• Group Life & Long‑Term Disability Insurance.
• Flexible Spending & Health Savings Accounts.
• Group Cancer Insurance.
• 401(…