Executive Director - Card SMB Acquisitions Risk Strategy Director

Executive Director - Card SMB Acquisitions Risk Strategy Director

Join Chase Card Services, the leading credit card issuer in the United States, and lead innovative credit strategies for small and medium businesses. As a Card Acquisitions Risk Strategy Director in the Card Credit Decisioning Unit, you will lead the credit function for Small & Medium Business Card Acquisitions, define risk appetite, manage credit risk, and ensure lending decisions align with our financial goals.

Join to apply for the Executive Director - Card SMB Acquisitions Risk Strategy Director role at JPMorgan

Chase.

$/yr - $/yr

• Define the Credit Box in partnership with SMB Product GM’s, Finance, and the second line of defense Credit Risk team
• Lead alignment with Product and Finance and Risk to define and execute on strategies to achieve credit goals
• Partner closely with product and risk teams in assessing new credit opportunities and define an execution plan for them
• Set up reviews and processes to ensure we are executing well on our credit box assumptions
• Partner with risk strategies in defining variables that would be included in new credit models and interface with the modeling team on the acquisitions modeling suite and roadmap
• Recruit and develop high performing talent to staff the acquisitions credit decisioning unit
• Develop and implement metrics to track acquisitions performance and lead the report outs for performance monitoring to senior leadership
• Help shape credit policies, underwriting standards, and risk management frameworks
• Ensure adherence to banking regulations and internal controls related to credit risk
• Work with teams across business lines (e.g., risk, underwriting, legal, finance) to balance growth and risk
• Provide approvals or recommendations for complex acquisitions related credit transactions

• Bachelor’s Degree in finance, business administration, or a related field is required
• 10+ years of relevant experience in direct-to-consumer lending, originations, and/or retail credit experience at a complex large-scale financial services business
• Ability to evaluate and manage credit risk effectively along with deep knowledge of banking regulations and ensuring adherence
• Strong judgment in approving or recommending credit transactions along with exceptional quantitative and qualitative finance and analytical skills
• Demonstrated strategic thinking and execution skills; insight and ability to proactively identify opportunities to innovate and improve the business
• Exceptional people leadership, relationship development and negotiating skills; ability to earn respect and trust among internal and external business partners and team members
• Proven experience in collaborating across teams and lines of business within large organizations
• Strong proficiency with executive-level presentation materials and briefings, and the ability to simplify complex subject matter into digestible executive communications
• A high level of personal initiative, setting and achieving challenging goals, and demonstrating entrepreneurial leadership
• Excellent analytical skills with the ability to leverage data and anecdotal feedback to structure complex problems and make decisions
• Demonstrated career of successful program implementations

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do.

We also help small businesses, nonprofits and cities grow, delivering solutions to meet all their financial needs.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Eligible employees may receive commission-based pay and/or discretionary incentive compensation. We also offer a range of benefits and programs to meet employee needs, such as comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition…