Risk Management - Credit Risk - Senior Associate

Job Description

Bring your experience, skills, and passion to JPMorgan Chase. As part of Credit Risk Management, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgment to solve real‑world challenges that impact our company, customers, and communities. Our culture in Credit Risk Management is all about thinking outside the box, challenging the status quo, and striving to be best‑in‑class.

The Consumer and Community Banking Risk Cards Strategic Analytics team generates thoughtful analytics and recommendations concerning strategy development, implementation, operational controls, and performance monitoring. As an associate in Credit Risk Management, you will perform quantitative and qualitative analysis on credit card customers to determine the optimal credit‑risk strategy to be executed through the card life cycle. You will play a pivotal role in identifying, assessing, and mitigating risks to ensure we operate within established risk parameters and achieve long‑term performance goals for Chase Card Services.

We are looking for someone who will bring energy, curiosity, a willingness to learn, and a desire to do the right thing.

• Lead comprehensive analytics to measure and challenge key business initiatives and independently generate solutions.
• Provide thought leadership and lead initiatives end‑to‑end, including defining problem statements, identifying risks and opportunities, securing stakeholder buy‑in, and bringing ideas to life.
• Work independently and in teams to identify and assess performance trends, utilizing both statistical and data‑mining tools and quantitative methodologies.
• Conduct root‑cause analysis to provide clear, actionable recommendations to senior leadership and various stakeholders.
• Prepare and present detailed risk‑monitoring reports to senior management and stakeholders, ensuring clear communication of findings.
• Support the development and maintenance of the company’s risk‑management framework, ensuring compliance with regulatory requirements.
• Monitor internal and external behavioral data along with public information on industry trends, regulatory changes, and credit‑risk‑management best practices to continuously improve risk‑management processes.

• Ability to structure and execute analyses using strong analytic, interpretive, and problem‑solving skills.
• Can translate complex analysis into practical solutions and create concise presentations with sound business conclusions.
• A bachelor’s degree or higher in a quantitative discipline (e.g., Finance, Statistics, Economics, Mathematics, Operations Research) or 3+ years of analytics experience.
• Possess the drive to succeed, be results‑oriented, have high attention to detail, and independently make decisions.
• Previous experience with either SAS, SQL, Python, or Tableau analytic tools (other coding languages would be considered).

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment‑based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co., will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).

Not Applicable

Full‑time

Finance and Sales

We are an equal‑opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs.

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